The Callaway Bank
Fulton, MO
IDRSSD: 719656
Total Assets
$497.51M
Latest filing
Total Deposits
$412.87M
Latest filing
Net Interest Margin
4.42%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Callaway Bank
5 E 5th St
Fulton, MO 65251
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1857FDIC Certificate 7768
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Callaway Bank (Main) | 5 E 5th St | Fulton, MO |
| STEEDMAN-MOKANE BRANCH | 10393 State Highway C | Mokane, MO |
| SOUTH FACILITY | 1101 S Business 54 | Fulton, MO |
| CHAPEL HILL ROAD BRANCH | 1600 Chapel Hill Rd | Columbia, MO |
| BROADWAY BRANCH | 3200 W Broadway | Columbia, MO |
| ASHLAND BRANCH | 101 W Broadway | Ashland, MO |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1857 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65251 |
| State and County Number | 29027 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Jefferson City, MO |
Operational Info
| Number of Employees | 103 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.callawaybank.com |
| Data Updated | 01/30/2026 |
| CERT | 12223 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $497.51M |
| Total Deposits | $412.87M |
| Total Liabilities | $450.24M |
| Total Equity Capital | $47.27M |
| Net Income | $998.00k |
| Net Loans and Leases | $376.01M |
| Assets Per Employee ($Millions) | $4.65M |
| Bank Premises and Fixed Assets | $6.26M |
| Cash and Balances due from Depository Institutions | $19.19M |
| Deposits Held in Domestic Offices | $412.87M |
Key Performance Ratios
| Return on Assets (ROA) | 0.79% |
| Return on Equity (ROE) | 8.5% |
| Net Interest Margin | 4.42% |
| Efficiency Ratio | 75.1% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.501% |
| Earning Assets to total Assets | 93.83% |
Income and Expense
| Total Interest Income | $7.00M |
| Total Noninterest Income | $901.00k |
| Total Interest Expense | $1.80M |
| Total Noninterest Expense | $4.58M |
| Net Interest Income | $5.20M |
| Pre-tax Net Operating Income | $1.24M |
| Provision for Credit Losses | $280.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.89M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.11M |
| Federal Funds Purchased and Repurchased Agreement | $28.70M |
| All Other Liabilities | $2.78M |
| Total Liabilities and Capital | $497.51M |
Securities
| Securities | $76.51M |
| Available-for-sale debt securities | $76.42M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Callaway Bank?
$497.51M as of the latest filing.
How much are The Callaway Bank's total deposits?
$412.87M in total deposits.
Where is The Callaway Bank located?
Fulton, MO.
What is the Net Interest Margin?
4.42%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1857.
What is the Return on Assets (ROA)?
0.79%.
How much are total loans and leases?
$376.01M (latest filing).
What is the total interest income (latest filing)?
$7.00M.