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Burke And Herbert Bank And Trust Company

IDRSSD: 933621
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 1 alert active.

Summary

RSSD 933621 held $7.9B in total assets as of 2026-03-31 (+0.2% quarter-over-quarter). Total loans stood at $5.3B (+0.3% QoQ) and total deposits at $6.3B (-1.1% QoQ).

Overall position is adequate — the composite Health Score is 54/100 (Adequate). Tier 1 / RWA stands at 15.15%, in the above median of peers. Asset quality (NPL ratio) sits in the bottom quartile of peers.

1 Quarterly Anomaly Alert fired this quarter. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
54/100
Adequate
Active Alerts
1
0 critical, 1 warning
Total Assets
$7.9B
+0.2% QoQ
Total Loans
$5.3B
+0.3% QoQ
Total Deposits
$6.3B
-1.1% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
15.15%
72th pctile · n=170↑ better
+38 bp QoQ
CET1 / RWA
15.15%
78th pctile · n=187↑ better
+38 bp QoQ
Total RBC / RWA
16.29%
73th pctile · n=170↑ better
+37 bp QoQ
Tier 1 Leverage Ratio
15.15%
75th pctile · n=187↑ better
+38 bp QoQ

Liquidity

Cash / Assets
0.87%
3th pctile · n=187↑ better
-278 bp QoQ
Loans / Deposits
84.20%
41th pctile · n=185↓ better
+121 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
1.45%
84th pctile · n=187↓ better
+8 bp QoQ
NPA / Assets
1.03%
83th pctile · n=187↓ better
+6 bp QoQ
Texas Ratio (regulatory)
8.10%
81th pctile · n=187↓ better
+28 bp QoQ
Net Charge-Offs / Avg Loans
0.01%
25th pctile · n=187↓ better
+2 bp QoQ
ALLL Coverage of NPL
86.50%
23th pctile · n=187↑ better
-486 bp QoQ

Earnings

Net Interest Margin
4.13%
81th pctile · n=187↑ better
-17 bp QoQ
Return on Assets
1.60%
72th pctile · n=187↑ better
-13 bp QoQ
Return on Equity
13.65%
59th pctile · n=187↑ better
-135 bp QoQ
Efficiency Ratio
52.14%
36th pctile · n=187↓ better
+403 bp QoQ
Pre-tax NOI / Avg Assets
1.95%
70th pctile · n=187↑ better
-20 bp QoQ

Funding

Brokered / Deposits
0.05%
29th pctile · n=185↓ better
-95 bp QoQ
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
7.59%
81th pctile · n=187↓ better
+108 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
23.08%
80th pctile · n=187↑ better
+262 bp QoQ
AFS Securities / Assets
23.08%
84th pctile · n=187↑ better
+262 bp QoQ
HTM Securities / Assets
0.00%
21th pctile · n=187↑ better

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-14 10:46:15 UTC