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Buckeye State Bank

IDRSSD: 870913
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 2 alerts active.

Summary

RSSD 870913 held $548.4M in total assets as of 2026-03-31 (-1.1% quarter-over-quarter). Total loans stood at $327.9M (-1.4% QoQ) and total deposits at $465.7M (-2.3% QoQ).

Overall position is weak — the composite Health Score is 39/100 (Weak). Tier 1 / RWA stands at 11.91%, in the bottom quartile of peers. Asset quality (NPL ratio) sits in the above median of peers.

2 Quarterly Anomaly Alerts fired this quarter. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
39/100
Weak
Active Alerts
2
0 critical, 0 warning
Total Assets
$548.4M
-1.1% QoQ
Total Loans
$327.9M
-1.4% QoQ
Total Deposits
$465.7M
-2.3% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
11.91%
20th pctile · n=305↑ better
+10 bp QoQ
CET1 / RWA
11.91%
51th pctile · n=500↑ better
+10 bp QoQ
Total RBC / RWA
12.75%
16th pctile · n=305↑ better
+9 bp QoQ
Tier 1 Leverage Ratio
11.91%
51th pctile · n=500↑ better
+10 bp QoQ

Liquidity

Cash / Assets
1.19%
7th pctile · n=500↑ better
+19 bp QoQ
Loans / Deposits
70.41%
28th pctile · n=500↓ better
+66 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
0.24%
39th pctile · n=500↓ better
+8 bp QoQ
NPA / Assets
0.15%
34th pctile · n=500↓ better
+4 bp QoQ
Texas Ratio (regulatory)
1.71%
41th pctile · n=500↓ better
+39 bp QoQ
Net Charge-Offs / Avg Loans
0.18%
89th pctile · n=500↓ better
+10 bp QoQ
ALLL Coverage of NPL
370.40%
65th pctile · n=500↑ better
-15687 bp QoQ

Earnings

Net Interest Margin
3.35%
24th pctile · n=500↑ better
-20 bp QoQ
Return on Assets
0.51%
14th pctile · n=500↑ better
-10 bp QoQ
Return on Equity
5.48%
17th pctile · n=500↑ better
-91 bp QoQ
Efficiency Ratio
77.08%
80th pctile · n=500↓ better
-1134 bp QoQ
Pre-tax NOI / Avg Assets
0.62%
14th pctile · n=500↑ better
+38 bp QoQ

Funding

Brokered / Deposits
2.21%
64th pctile · n=500↓ better
+74 bp QoQ
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
4.96%
75th pctile · n=500↓ better
+106 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
27.84%
79th pctile · n=500↑ better
+621 bp QoQ
AFS Securities / Assets
27.84%
85th pctile · n=500↑ better
+621 bp QoQ
HTM Securities / Assets
0.00%
32th pctile · n=500↑ better

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-13 01:24:43 UTC