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Boonville Federal Savings Bank

IDRSSD: 991078
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 1 alert active.

Summary

RSSD 991078 held $69.5M in total assets as of 2026-03-31 (+0.3% quarter-over-quarter). Total loans stood at $49.1M (-1.0% QoQ) and total deposits at $51.3M (+0.0% QoQ).

Overall position is weak — the composite Health Score is 37/100 (Weak). Tier 1 / RWA stands at 15.74%, in the below median of peers. Asset quality (NPL ratio) sits in the below median of peers.

1 Quarterly Anomaly Alert fired this quarter. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
37/100
Weak
Active Alerts
1
0 critical, 1 warning
Total Assets
$69.5M
+0.3% QoQ
Total Loans
$49.1M
-1.0% QoQ
Total Deposits
$51.3M
+0.0% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
15.74%
32th pctile · n=225↑ better
+24 bp QoQ
CET1 / RWA
15.74%
68th pctile · n=479↑ better
+25 bp QoQ
Total RBC / RWA
16.98%
34th pctile · n=225↑ better
+24 bp QoQ
Tier 1 Leverage Ratio
15.74%
68th pctile · n=479↑ better
+25 bp QoQ

Liquidity

Cash / Assets
11.00%
62th pctile · n=479↑ better
+135 bp QoQ
Loans / Deposits
95.75%
89th pctile · n=470↓ better
-97 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
0.47%
54th pctile · n=479↓ better
-69 bp QoQ
NPA / Assets
0.34%
54th pctile · n=479↓ better
-50 bp QoQ
Texas Ratio (regulatory)
3.47%
59th pctile · n=479↓ better
-526 bp QoQ
Net Charge-Offs / Avg Loans
0.02%
77th pctile · n=479↓ better
-8 bp QoQ
ALLL Coverage of NPL
220.60%
72th pctile · n=479↑ better
+13267 bp QoQ

Earnings

Net Interest Margin
3.51%
32th pctile · n=479↑ better
+0 bp QoQ
Return on Assets
0.40%
22th pctile · n=479↑ better
-11 bp QoQ
Return on Equity
4.54%
30th pctile · n=479↑ better
-124 bp QoQ
Efficiency Ratio
84.55%
77th pctile · n=479↓ better
+1200 bp QoQ
Pre-tax NOI / Avg Assets
0.50%
23th pctile · n=479↑ better
-16 bp QoQ

Funding

Brokered / Deposits
14.70%
96th pctile · n=470↓ better
-0 bp QoQ
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
18.29%
98th pctile · n=479↓ better
+18 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
13.57%
34th pctile · n=479↑ better
-26 bp QoQ
AFS Securities / Assets
0.00%
8th pctile · n=479↑ better
HTM Securities / Assets
13.57%
91th pctile · n=479↑ better
-26 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-13 08:40:22 UTC