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Bessemer Trust Company National Association

IDRSSD: 976703
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 2 alerts active.

Summary

RSSD 976703 held $5.4B in total assets as of 2026-03-31 (-15.8% quarter-over-quarter). Total loans stood at $954.2M (+3.0% QoQ) and total deposits at $4.5B (-18.1% QoQ).

Overall position is strong — the composite Health Score is 79/100 (Strong). Tier 1 / RWA stands at 24.12%, in the top quartile of peers. Asset quality (NPL ratio) sits in the top quartile of peers.

2 Quarterly Anomaly Alerts fired this quarter, including 2 critical-severity rows. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
79/100
Strong
Active Alerts
2
2 critical, 0 warning
Total Assets
$5.4B
-15.8% QoQ
Total Loans
$954.2M
+3.0% QoQ
Total Deposits
$4.5B
-18.1% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
24.12%
95th pctile · n=222↑ better
+177 bp QoQ
CET1 / RWA
24.12%
97th pctile · n=254↑ better
+177 bp QoQ
Total RBC / RWA
24.12%
95th pctile · n=222↑ better
+177 bp QoQ
Tier 1 Leverage Ratio
24.12%
96th pctile · n=254↑ better
+177 bp QoQ

Liquidity

Cash / Assets
20.96%
95th pctile · n=254↑ better
-0 bp QoQ
Loans / Deposits
21.26%
2th pctile · n=251↓ better
+435 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
0.00%
2th pctile · n=254↓ better
NPA / Assets
0.00%
2th pctile · n=254↓ better
Texas Ratio (regulatory)
0.00%
2th pctile · n=254↓ better
Net Charge-Offs / Avg Loans
0.00%
17th pctile · n=254↓ better
ALLL Coverage of NPL
0.00%
2th pctile · n=254↑ better

Earnings

Net Interest Margin
0.67%
1th pctile · n=254↑ better
-3 bp QoQ
Return on Assets
2.46%
96th pctile · n=254↑ better
-122 bp QoQ
Return on Equity
36.90%
99th pctile · n=254↑ better
-1432 bp QoQ
Efficiency Ratio
79.29%
93th pctile · n=254↓ better
+245 bp QoQ
Pre-tax NOI / Avg Assets
3.36%
96th pctile · n=254↑ better
-123 bp QoQ

Funding

Brokered / Deposits
0.00%
13th pctile · n=251↓ better
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
0.00%
12th pctile · n=254↓ better

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
49.68%
99th pctile · n=254↑ better
-478 bp QoQ
AFS Securities / Assets
49.15%
99th pctile · n=254↑ better
-481 bp QoQ
HTM Securities / Assets
0.00%
23th pctile · n=254↑ better

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-12 22:47:52 UTC