Belmont Bank & Trust Company
Chicago, IL
IDRSSD: 3391718
Total Assets
$1.03B
Latest filing
Total Deposits
$904.71M
Latest filing
Net Interest Margin
3.99%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071026576CHICAGO, IL
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Belmont Bank & Trust Company
8250 W Belmont Ave
Chicago, IL 60634
Full Service - Brick and Mortar
Updated 04/10/2026Established 06/14/2006FDIC Certificate 441083
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Belmont Bank & Trust Company (Main) | 8250 W Belmont Ave | Chicago, IL |
| WACKER DRIVE BRANCH | 121 W Wacker Dr | Chicago, IL |
| WICKER BRANCH | 1958 W Division St | Chicago, IL |
| CORAL GABLES BRANCH | 2020 Ponce De Leon Blvd | Coral Gables, FL |
| 1038 WEST MADISON STREET, CHICAGO, ILLINOIS 60607 BRANCH | 1038 West Madison Street | Chicago, IL |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
International Bank of Chicago
Chicago, Illinois
→
Assets: $965.05MΔ -5.5%
The Federal Savings Bank
Chicago, Illinois
→
Assets: $1.14BΔ +11.5%
Liberty Bank for Savings
Chicago, Illinois
→
Assets: $856.26MΔ -16.1%
First Savings Bank of Hegewisch
Chicago, Illinois
→
Assets: $794.42MΔ -22.2%
Albank National Association
Chicago, Illinois
→
Assets: $729.56MΔ -28.5%
First Eagle Bank
Chicago, Illinois
→
Assets: $610.59MΔ -40.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/14/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60634 |
| State and County Number | 17031 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 64 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/14/2006 |
| Primary Insurance Agency | DIF |
| Website | WWW.BELMONTBANK.COM |
| Data Updated | 04/10/2026 |
| CERT | 58165 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.03B |
| Total Deposits | $904.71M |
| Total Liabilities | $919.14M |
| Total Equity Capital | $109.22M |
| Net Income | $3.68M |
| Net Loans and Leases | $714.97M |
| Assets Per Employee ($Millions) | $16.07M |
| Bank Premises and Fixed Assets | $11.83M |
| Cash and Balances due from Depository Institutions | $142.90M |
| Deposits Held in Domestic Offices | $904.71M |
Key Performance Ratios
| Return on Assets (ROA) | 1.44% |
| Return on Equity (ROE) | 13.63% |
| Net Interest Margin | 3.99% |
| Efficiency Ratio | 51.19% |
| Tier 1 Risk-Based Capital Ratio | 15.684% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.621% |
| Earning Assets to total Assets | 96.29% |
Income and Expense
| Total Interest Income | $15.35M |
| Total Noninterest Income | $633.00k |
| Total Interest Expense | $5.50M |
| Total Noninterest Expense | $5.37M |
| Net Interest Income | $9.85M |
| Pre-tax Net Operating Income | $5.10M |
| Provision for Credit Losses | $14.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $14.44M |
| Total Liabilities and Capital | $1.03B |
Securities
| Securities | $145.02M |
| Available-for-sale debt securities | $145.02M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Belmont Bank & Trust Company?
$1.03B as of the latest filing.
How much are Belmont Bank & Trust Company's total deposits?
$904.71M in total deposits.
Where is Belmont Bank & Trust Company located?
Chicago, IL.
What is the Net Interest Margin?
3.99%.
How many domestic offices does it operate?
5.
When was it established?
06/14/2006.
What is the Return on Assets (ROA)?
1.44%.
How much are total loans and leases?
$714.97M (latest filing).
What is the total interest income (latest filing)?
$15.35M.