Bay State Savings Bank
IDRSSD: 963002
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2026-03-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 0.91 | -1.09% | -8.73% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 23.76M | -4.66% | +130.27% | — |
| Construction & Land Dev (LNRECONS) | 19.95M | +6.24% | +44.00% | — |
| Consumer (Other) (LNCONOTH) | 4.95M | -3.38% | +3.80% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 110.64M | +1.75% | +16.96% | — |
| Efficiency Ratio (EEFFQR) | 82.90 | -2.25% | -6.56% | — |
| Equity / Assets (EQR) | 8.77 | -1.67% | -1.80% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 2.37M | -76.69% | -5.76% | — |
| Multifamily RE (LNREMULT) | 42.89M | -7.53% | -17.39% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.02 | +0.00% | -133.33% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 3.36 | +6.33% | +19.15% | — |
| Noncurrent / Loans (NCLNLSR) | 0.48 | +26.04% | +2.95% | — |
| Return on Assets (Quarterly) (ROAQ) | 0.40 | -27.27% | +53.85% | — |
| Return on Assets (YTD) (ROA) | 0.40 | +9.44% | +55.53% | — |
| Return on Equity (Quarterly) (ROEQ) | 4.56 | -27.16% | +55.10% | — |
| Tier 1 Capital (RBCT1J) | 49.48M | +1.10% | +5.07% | — |
| Total Assets (ASSET) | 585.39M | +2.35% | +6.99% | — |
| Total Deposits (DEP) | 524.02M | +2.66% | +7.34% | — |
| Total Loans (Net) (LNLSNET) | 467.65M | +0.46% | +9.41% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 12.37 | -0.29% | -12.60% | — |
| Total Securities (SC) | 43.53M | -2.33% | -0.11% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-05-14 19:46:40 UTC