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Bankwell Bank

IDRSSD: 3109043
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 1 alert active.

Summary

RSSD 3109043 held $3.4B in total assets as of 2026-03-31 (+0.3% quarter-over-quarter). Total loans stood at $2.8B (+1.0% QoQ) and total deposits at $2.9B (+2.1% QoQ).

Overall position is adequate — the composite Health Score is 45/100 (Adequate). Tier 1 / RWA stands at 11.97%, in the below median of peers. Asset quality (NPL ratio) sits in the below median of peers.

1 Quarterly Anomaly Alert fired this quarter. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
45/100
Adequate
Active Alerts
1
0 critical, 1 warning
Total Assets
$3.4B
+0.3% QoQ
Total Loans
$2.8B
+1.0% QoQ
Total Deposits
$2.9B
+2.1% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
11.97%
27th pctile · n=297↑ better
+10 bp QoQ
CET1 / RWA
11.97%
42th pctile · n=362↑ better
+10 bp QoQ
Total RBC / RWA
13.00%
26th pctile · n=297↑ better
+6 bp QoQ
Tier 1 Leverage Ratio
11.97%
40th pctile · n=362↑ better
+10 bp QoQ

Liquidity

Cash / Assets
6.21%
55th pctile · n=362↑ better
-19 bp QoQ
Loans / Deposits
97.26%
78th pctile · n=360↓ better
-110 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
0.67%
57th pctile · n=362↓ better
+9 bp QoQ
NPA / Assets
0.57%
58th pctile · n=362↓ better
+8 bp QoQ
Texas Ratio (regulatory)
5.06%
59th pctile · n=362↓ better
+71 bp QoQ
Net Charge-Offs / Avg Loans
0.02%
48th pctile · n=362↓ better
+3 bp QoQ
ALLL Coverage of NPL
155.07%
44th pctile · n=362↑ better
-3280 bp QoQ

Earnings

Net Interest Margin
3.46%
38th pctile · n=362↑ better
-8 bp QoQ
Return on Assets
1.54%
74th pctile · n=362↑ better
+25 bp QoQ
Return on Equity
14.82%
74th pctile · n=362↑ better
+263 bp QoQ
Efficiency Ratio
48.40%
20th pctile · n=362↓ better
+342 bp QoQ
Pre-tax NOI / Avg Assets
2.03%
79th pctile · n=362↑ better
+3 bp QoQ

Funding

Brokered / Deposits
17.66%
89th pctile · n=360↓ better
-194 bp QoQ
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
2.34%
56th pctile · n=362↓ better
-169 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
5.57%
17th pctile · n=362↑ better
-15 bp QoQ
AFS Securities / Assets
4.63%
19th pctile · n=362↑ better
-15 bp QoQ
HTM Securities / Assets
0.87%
66th pctile · n=362↑ better
-1 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-14 03:37:20 UTC