Bank Of The James
IDRSSD: 2787770
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 0.96 | +1.20% | -11.72% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 62.15M | +12.45% | -0.25% | — |
| Construction & Land Dev (LNRECONS) | 34.31M | +5.97% | -15.94% | — |
| Consumer (Other) (LNCONOTH) | 11.24M | -4.34% | -17.44% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 310.21M | -0.63% | +8.59% | — |
| Efficiency Ratio (EEFFQR) | 70.87 | -6.60% | -14.52% | — |
| Equity / Assets (EQR) | 7.60 | +2.41% | +8.98% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 13.23M | +33.42% | -9.56% | — |
| Multifamily RE (LNREMULT) | 55.27M | +3.65% | +11.07% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.12 | +1100.00% | — | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 3.80 | +1.33% | +4.68% | — |
| Noncurrent / Loans (NCLNLSR) | 0.25 | -11.14% | +0.18% | — |
| Return on Assets (Quarterly) (ROAQ) | 1.00 | +11.11% | +56.25% | — |
| Return on Assets (YTD) (ROA) | 0.77 | +10.70% | +7.04% | — |
| Return on Equity (Quarterly) (ROEQ) | 13.36 | +7.22% | +53.56% | — |
| Tier 1 Capital (RBCT1J) | 93.75M | +2.81% | +2.61% | — |
| Total Assets (ASSET) | 1.03B | +2.03% | +6.37% | — |
| Total Deposits (DEP) | 940.60M | +1.97% | +5.67% | — |
| Total Loans (Net) (LNLSNET) | 664.83M | +1.18% | +3.85% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 12.54 | +2.37% | -2.34% | — |
| Total Securities (SC) | 217.72M | +5.64% | +13.68% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-27 03:20:54 UTC