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Bank Of Anguilla

IDRSSD: 31835
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 3 alerts active.

Summary

RSSD 31835 held $199.4M in total assets as of 2026-03-31 (+3.8% quarter-over-quarter). Total loans stood at $87.8M (-5.5% QoQ) and total deposits at $166.5M (+4.6% QoQ).

Overall position is adequate — the composite Health Score is 48/100 (Adequate). Tier 1 capital data is unavailable for this period. Asset quality (NPL ratio) sits in the bottom decile of peers.

3 Quarterly Anomaly Alerts fired this quarter, including 1 critical-severity row. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
48/100
Adequate
Active Alerts
3
1 critical, 2 warning
Total Assets
$199.4M
+3.8% QoQ
Total Loans
$87.8M
-5.5% QoQ
Total Deposits
$166.5M
+4.6% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
data pending↑ better
CET1 / RWA
0.00%
27th pctile · n=500↑ better
Total RBC / RWA
data pending↑ better
Tier 1 Leverage Ratio
0.00%
27th pctile · n=500↑ better

Liquidity

Cash / Assets
19.53%
94th pctile · n=500↑ better
+438 bp QoQ
Loans / Deposits
52.75%
15th pctile · n=492↓ better
-565 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
6.10%
97th pctile · n=500↓ better
+17 bp QoQ
NPA / Assets
2.77%
95th pctile · n=500↓ better
-18 bp QoQ
Texas Ratio (regulatory)
18.10%
92th pctile · n=500↓ better
+62 bp QoQ
Net Charge-Offs / Avg Loans
0.00%
43th pctile · n=500↓ better
-20 bp QoQ
ALLL Coverage of NPL
42.67%
31th pctile · n=500↑ better
+110 bp QoQ

Earnings

Net Interest Margin
3.67%
35th pctile · n=500↑ better
-47 bp QoQ
Return on Assets
1.11%
44th pctile · n=500↑ better
+39 bp QoQ
Return on Equity
7.63%
27th pctile · n=500↑ better
+261 bp QoQ
Efficiency Ratio
60.67%
38th pctile · n=500↓ better
+313 bp QoQ
Pre-tax NOI / Avg Assets
1.47%
55th pctile · n=500↑ better
+62 bp QoQ

Funding

Brokered / Deposits
0.00%
31th pctile · n=492↓ better
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
0.00%
28th pctile · n=500↓ better

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
23.96%
63th pctile · n=500↑ better
+46 bp QoQ
AFS Securities / Assets
22.49%
68th pctile · n=500↑ better
+55 bp QoQ
HTM Securities / Assets
1.11%
82th pctile · n=500↑ better
-4 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-14 15:08:39 UTC