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Arvest Bank

IDRSSD: 311845
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Vital Signs Report — 2024-Q1

Per-quarter snapshot for 2024-Q1: composite Vital Signs Score, all five pillars, and ranked Watch Items.

Synthesis

Vital Signs Score
82
/ 100
StrongAs of 2024-Q1QoQ +1

Weighted composite of five pillars (Liquidity, Securities, Capitalization, Asset Quality, Reserves). Missing pillars are dropped from the denominator. See methodology footer.

Quarterly Headline

2024-Q1

Bank #311845 2024-Q1 Vital Signs Score: 82/100 — overall strong. Strongest pillar: Securities (strong). Weakest pillar: Reserves (stable).

Liquidity:Strong
Securities:Strong
Capitalization:Stable
Asset Quality:Strong
Reserves:Stable

Top 3 Watch Items

No watch items detected this quarter — every pillar within band.

What changed this quarter

Compared to Q4 2023:
↑ +1 ptscomposite
  • Liquidity
    ↑ +3
  • Securities
    — —
  • Capitalization
    ↑ +7
  • Asset Quality
    ↓ -2
  • Reserves
    ↓ -5

The five pillars

Liquidity

StrongQoQ +3
84
Sub-score

Liquidity is strong: brokered 0.1%, loans/deposits 73.2%, cash 3.4% of assets.

Cash / Assets
3.41%
Loans / Deposits
73.22%
Brokered %
0.15%
No watch items at this period.

Securities

Strong
100
Sub-score

Securities profile is strong: securities 0.0% of assets.

MtM Loss / Tier 1
—
SVB watch metric
Securities / Assets
0.03%
No watch items at this period.

Capitalization

StableQoQ +7
70
Sub-score

Capital position is stable: Tier 1 RBC 11.37%, CET1 11.37%, leverage 8.31%.

Tier 1 RBC
11.37%
CET1
11.37%
Leverage
8.31%
No watch items at this period.

Asset Quality

StrongQoQ -2
91
Sub-score

Asset quality is strong: Adjusted NPL 0.88%, Texas Ratio 5.9%, NCO YTD 0.41%.

Adjusted NPL
0.88%
Govt-guarantees stripped
Texas Ratio
5.9%
NCO YTD
0.41%
30-89 PD
0.73%
Band 0.3% / 3.0%
90+ PD
0.03%
Band 0.1% / 2.0%
No watch items at this period.

Reserves

StableQoQ -5
67
Sub-score

Reserves are stable: ALLL 1.05% of loans, coverage 120.0%, true coverage 109.2%.

ALLL / Loans
1.05%
Coverage
120.0%
True Loss Coverage
109.2%
No watch items at this period.

Methodology + sources

Vital Signs Score
Composite of five pillar sub-scores, each 0–100. Weights: Liquidity 20%, Securities 15%, Capitalization 25%, Asset Quality 25%, Reserves 15%. See functions/src/vitalSignsScore.ts for the complete formula and band anchors.
Period addressing
Per-quarter URLs accept "YYYY-Q{n}" (canonical), "YYYYqQ" (compact form), or "YYYY-MM-DD" quarter-end dates. All forms canonicalize to the same snapshot.
Source data
FFIEC Call Report Schedules RC, RC-A, RC-B, RC-E, RC-M, RC-N, RC-R, RI, and RI-B Pt I/II via CallReport_Financials + CallReport_FdicData (Visbanking nightly ingest).

Five-pillar framework follows industry-standard bank-health analytical conventions. Composite scoring is Visbanking's own.

Generated: 2026-05-14 17:10:01 UTC