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Arrow Bank National Association

IDRSSD: 866000
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. No anomalies triggered this quarter.

Summary

RSSD 866000 held $4.5B in total assets as of 2026-03-31 (+1.8% quarter-over-quarter). Total loans stood at $3.4B (-0.4% QoQ) and total deposits at $4.0B (+1.9% QoQ).

Overall position is adequate — the composite Health Score is 58/100 (Adequate). Tier 1 / RWA stands at 13.41%, in the above median of peers. Asset quality (NPL ratio) sits in the top quartile of peers.

No Quarterly Anomaly Alerts were triggered this quarter — the metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Headline KPIs

Health Score
58/100
Adequate
Active Alerts
0
No anomalies
Total Assets
$4.5B
+1.8% QoQ
Total Loans
$3.4B
-0.4% QoQ
Total Deposits
$4.0B
+1.9% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

No Quarterly Anomaly Alerts this quarter. The metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
13.41%
53th pctile · n=248↑ better
+27 bp QoQ
CET1 / RWA
13.41%
62th pctile · n=291↑ better
+27 bp QoQ
Total RBC / RWA
14.53%
52th pctile · n=248↑ better
+26 bp QoQ
Tier 1 Leverage Ratio
13.41%
60th pctile · n=291↑ better
+27 bp QoQ

Liquidity

Cash / Assets
6.35%
55th pctile · n=291↑ better
+150 bp QoQ
Loans / Deposits
84.82%
41th pctile · n=289↓ better
-196 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
0.13%
12th pctile · n=291↓ better
-12 bp QoQ
NPA / Assets
0.10%
12th pctile · n=291↓ better
-9 bp QoQ
Texas Ratio (regulatory)
0.97%
13th pctile · n=291↓ better
-92 bp QoQ
Net Charge-Offs / Avg Loans
0.09%
64th pctile · n=291↓ better
+1 bp QoQ
ALLL Coverage of NPL
769.95%
90th pctile · n=291↑ better
+36402 bp QoQ

Earnings

Net Interest Margin
3.45%
38th pctile · n=291↑ better
+12 bp QoQ
Return on Assets
1.22%
44th pctile · n=291↑ better
-3 bp QoQ
Return on Equity
12.53%
54th pctile · n=291↑ better
-80 bp QoQ
Efficiency Ratio
59.76%
57th pctile · n=291↓ better
+86 bp QoQ
Pre-tax NOI / Avg Assets
1.57%
47th pctile · n=291↑ better
+4 bp QoQ

Funding

Brokered / Deposits
7.47%
71th pctile · n=289↓ better
-14 bp QoQ
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
0.23%
34th pctile · n=291↓ better
-0 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
13.06%
48th pctile · n=291↑ better
+25 bp QoQ
AFS Securities / Assets
11.53%
53th pctile · n=291↑ better
+31 bp QoQ
HTM Securities / Assets
1.46%
69th pctile · n=291↑ better
-6 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-14 14:00:39 UTC