Arrow Bank National Association
Glens Falls, NY
IDRSSD: 866000
Total Assets
$4.58B
Latest filing
Total Deposits
$4.10B
Latest filing
Net Interest Margin
3.25%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Arrow Bank National Association
250 Glen St
Glens Falls, NY 12801
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1851FDIC Certificate 4715
Branches (37)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| Arrow Bank National Association (Main) | 250 Glen St | Glens Falls, NY |
| DURKEE STREET BRANCH | 14 Durkee St | Plattsburgh, NY |
| PORT HENRY BRANCH | 4307 Main St | Port Henry, NY |
| TICONDEROGA BRANCH | 123 Montcalm St | Ticonderoga, NY |
| WARRENSBURG BRANCH | 3853 Main St | Warrensburg, NY |
| LUZERNE BRANCH | 15 Main Street | Lake Luzerne, NY |
| FORT EDWARD BRANCH | 343 Broadway | Fort Edward, NY |
| QUEENSBURY BRANCH | 696 Upper Glen St | Queensbury, NY |
Showing 7 of 37
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1851 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 12801 |
| State and County Number | 36113 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 02 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Glens Falls, NY |
Operational Info
| Number of Employees | 571 |
| Domestic Offices | 38 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.arrowbank.com |
| Data Updated | 11/14/2025 |
| CERT | 7074 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.58B |
| Total Deposits | $4.10B |
| Total Liabilities | $4.16B |
| Total Equity Capital | $415.70M |
| Net Income | $12.75M |
| Net Loans and Leases | $3.41B |
| Assets Per Employee ($Millions) | $8.07M |
| Bank Premises and Fixed Assets | $64.35M |
| Cash and Balances due from Depository Institutions | $397.44M |
| Deposits Held in Domestic Offices | $4.10B |
Key Performance Ratios
| Return on Assets (ROA) | 1.14% |
| Return on Equity (ROE) | 12.37% |
| Net Interest Margin | 3.25% |
| Efficiency Ratio | 59.16% |
| Tier 1 Risk-Based Capital Ratio | 13.157% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.084% |
| Earning Assets to total Assets | 94.21% |
Income and Expense
| Total Interest Income | $53.59M |
| Total Noninterest Income | $8.32M |
| Total Interest Expense | $19.30M |
| Total Noninterest Expense | $25.28M |
| Net Interest Income | $34.29M |
| Pre-tax Net Operating Income | $16.45M |
| Provision for Credit Losses | $873.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.19M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $50.27M |
| Total Liabilities and Capital | $4.58B |
Securities
| Securities | $551.41M |
| Available-for-sale debt securities | $485.58M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $62.74M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Arrow Bank National Association?
$4.58B as of the latest filing.
How much are Arrow Bank National Association's total deposits?
$4.10B in total deposits.
Where is Arrow Bank National Association located?
Glens Falls, NY.
What is the Net Interest Margin?
3.25%.
How many domestic offices does it operate?
38.
When was it established?
01/01/1851.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$3.41B (latest filing).
What is the total interest income (latest filing)?
$53.59M.