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Anthem Bank And Trust

IDRSSD: 527178
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. No anomalies triggered this quarter.

Summary

RSSD 527178 held $199.1M in total assets as of 2026-03-31 (-1.8% quarter-over-quarter). Total loans stood at $119.9M (-3.0% QoQ) and total deposits at $164.9M (-3.8% QoQ).

Overall position is adequate — the composite Health Score is 45/100 (Adequate). Tier 1 / RWA stands at 17.40%, in the above median of peers. Asset quality (NPL ratio) sits in the bottom quartile of peers.

No Quarterly Anomaly Alerts were triggered this quarter — the metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Headline KPIs

Health Score
45/100
Adequate
Active Alerts
0
No anomalies
Total Assets
$199.1M
-1.8% QoQ
Total Loans
$119.9M
-3.0% QoQ
Total Deposits
$164.9M
-3.8% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

No Quarterly Anomaly Alerts this quarter. The metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
17.40%
57th pctile · n=230↑ better
+50 bp QoQ
CET1 / RWA
17.40%
81th pctile · n=500↑ better
+50 bp QoQ
Total RBC / RWA
18.65%
58th pctile · n=230↑ better
+50 bp QoQ
Tier 1 Leverage Ratio
17.40%
80th pctile · n=500↑ better
+50 bp QoQ

Liquidity

Cash / Assets
1.73%
17th pctile · n=500↑ better
+3 bp QoQ
Loans / Deposits
72.74%
43th pctile · n=492↓ better
+60 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
1.39%
79th pctile · n=500↓ better
-39 bp QoQ
NPA / Assets
1.16%
82th pctile · n=500↓ better
-25 bp QoQ
Texas Ratio (regulatory)
9.88%
84th pctile · n=500↓ better
-241 bp QoQ
Net Charge-Offs / Avg Loans
0.00%
43th pctile · n=500↓ better
ALLL Coverage of NPL
105.37%
47th pctile · n=500↑ better
+2573 bp QoQ

Earnings

Net Interest Margin
4.12%
61th pctile · n=500↑ better
+22 bp QoQ
Return on Assets
0.67%
19th pctile · n=500↑ better
-14 bp QoQ
Return on Equity
6.31%
21th pctile · n=500↑ better
-114 bp QoQ
Efficiency Ratio
85.00%
90th pctile · n=500↓ better
+323 bp QoQ
Pre-tax NOI / Avg Assets
0.67%
14th pctile · n=500↑ better
-14 bp QoQ

Funding

Brokered / Deposits
0.00%
31th pctile · n=492↓ better
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
4.50%
79th pctile · n=500↓ better
+9 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
26.98%
68th pctile · n=500↑ better
+299 bp QoQ
AFS Securities / Assets
25.89%
73th pctile · n=500↑ better
+306 bp QoQ
HTM Securities / Assets
1.09%
82th pctile · n=500↑ better
-7 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-13 08:18:45 UTC