American State Bank & Trust Company of Williston
Williston, ND
IDRSSD: 244251
Total Assets
$647.51M
Latest filing
Total Deposits
$568.32M
Latest filing
Net Interest Margin
3.31%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
American State Bank & Trust Company of Williston
223 Main St
Williston, ND 58801
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/01/1936FDIC Certificate 9756
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| American State Bank & Trust Company of Williston (Main) | 223 Main St | Williston, ND |
| NORTH BRANCH | 2523 2nd Ave W | Williston, ND |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/01/1936 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58801 |
| State and County Number | 38105 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Williston, ND |
Operational Info
| Number of Employees | 77 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 12/18/1936 |
| Primary Insurance Agency | DIF |
| Website | www.asbt.bank |
| Data Updated | 01/30/2026 |
| CERT | 15444 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $647.51M |
| Total Deposits | $568.32M |
| Total Liabilities | $587.24M |
| Total Equity Capital | $60.27M |
| Net Income | $4.61M |
| Net Loans and Leases | $291.66M |
| Assets Per Employee ($Millions) | $8.63M |
| Bank Premises and Fixed Assets | $5.93M |
| Cash and Balances due from Depository Institutions | $8.80M |
| Deposits Held in Domestic Offices | $568.32M |
Key Performance Ratios
| Return on Assets (ROA) | 2.89% |
| Return on Equity (ROE) | 32.11% |
| Net Interest Margin | 3.31% |
| Efficiency Ratio | 41.56% |
| Tier 1 Risk-Based Capital Ratio | 21.988% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.308% |
| Earning Assets to total Assets | 95.39% |
Income and Expense
| Total Interest Income | $6.97M |
| Total Noninterest Income | $2.84M |
| Total Interest Expense | $1.92M |
| Total Noninterest Expense | $3.28M |
| Net Interest Income | $5.05M |
| Pre-tax Net Operating Income | $4.61M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $584.00k |
| Other borrowed funds | $12.91M |
| Federal Funds Sold & Reverse Repurchase Agreement | $11.77M |
| Federal Funds Purchased and Repurchased Agreement | $1.63M |
| All Other Liabilities | $4.37M |
| Total Liabilities and Capital | $647.51M |
Securities
| Securities | $313.31M |
| Available-for-sale debt securities | $313.31M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American State Bank & Trust Company of Williston?
$647.51M as of the latest filing.
How much are American State Bank & Trust Company of Williston's total deposits?
$568.32M in total deposits.
Where is American State Bank & Trust Company of Williston located?
Williston, ND.
What is the Net Interest Margin?
3.31%.
How many domestic offices does it operate?
2.
When was it established?
12/01/1936.
What is the Return on Assets (ROA)?
2.89%.
How much are total loans and leases?
$291.66M (latest filing).
What is the total interest income (latest filing)?
$6.97M.