American National Bank of Minnesota
Baxter, MN
IDRSSD: 306159
Total Assets
$474.85M
Latest filing
Total Deposits
$343.01M
Latest filing
Net Interest Margin
4.30%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
American National Bank of Minnesota
7638 Woida Rd
Baxter, MN 56425
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/01/1983FDIC Certificate 33168
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| American National Bank of Minnesota (Main) | 7638 Woida Rd | Baxter, MN |
| ST. CLOUD BRANCH | 3210 W Division St | St. Cloud, MN |
| FERGUS FALLS BRANCH | 727 Western Ave | Fergus Falls, MN |
| ALEXANDRIA BRANCH | 512 30th Ave E | Alexandria, MN |
| PEQUOT LAKES BRANCH | 31279 Brunes St | Pequot Lakes, MN |
| DETROIT LAKES BRANCH | 1325 Highway 10 W | Detroit Lakes, MN |
| WALKER BRANCH | 100 Highland Ave W | Walker, MN |
| BRAINERD BRANCH | 1920 S 6th St | Brainerd, MN |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/01/1983 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56425 |
| State and County Number | 27035 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Brainerd, MN |
Operational Info
| Number of Employees | 73 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/02/1986 |
| Primary Insurance Agency | DIF |
| Website | www.anbmn.com |
| Data Updated | 01/30/2026 |
| CERT | 26499 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $474.85M |
| Total Deposits | $343.01M |
| Total Liabilities | $425.60M |
| Total Equity Capital | $49.24M |
| Net Income | $1.32M |
| Net Loans and Leases | $399.01M |
| Assets Per Employee ($Millions) | $6.25M |
| Bank Premises and Fixed Assets | $10.27M |
| Cash and Balances due from Depository Institutions | $6.24M |
| Deposits Held in Domestic Offices | $343.01M |
Key Performance Ratios
| Return on Assets (ROA) | 1.11% |
| Return on Equity (ROE) | 10.88% |
| Net Interest Margin | 4.3% |
| Efficiency Ratio | 74.47% |
| Tier 1 Risk-Based Capital Ratio | 12.774% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.37% |
| Earning Assets to total Assets | 93.28% |
Income and Expense
| Total Interest Income | $7.98M |
| Total Noninterest Income | $242.00k |
| Total Interest Expense | $3.20M |
| Total Noninterest Expense | $3.75M |
| Net Interest Income | $4.79M |
| Pre-tax Net Operating Income | $1.15M |
| Provision for Credit Losses | $131.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $26.00k |
| Other borrowed funds | $80.25M |
| Federal Funds Sold & Reverse Repurchase Agreement | $33.63M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.35M |
| Total Liabilities and Capital | $474.85M |
Securities
| Securities | $8.57M |
| Available-for-sale debt securities | $8.57M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American National Bank of Minnesota?
$474.85M as of the latest filing.
How much are American National Bank of Minnesota's total deposits?
$343.01M in total deposits.
Where is American National Bank of Minnesota located?
Baxter, MN.
What is the Net Interest Margin?
4.30%.
How many domestic offices does it operate?
10.
When was it established?
05/01/1983.
What is the Return on Assets (ROA)?
1.11%.
How much are total loans and leases?
$399.01M (latest filing).
What is the total interest income (latest filing)?
$7.98M.