Visbanking Logo
Skip to main content

Allnations Bank

IDRSSD: 146056
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 3 alerts active.

Summary

RSSD 146056 held $86.7M in total assets as of 2026-03-31 (+12.3% quarter-over-quarter). Total loans stood at $49.2M (-0.5% QoQ) and total deposits at $79.0M (+13.2% QoQ).

Overall position is adequate — the composite Health Score is 44/100 (Adequate). Tier 1 / RWA stands at 13.17%, in the bottom quartile of peers. Asset quality (NPL ratio) sits in the bottom decile of peers.

3 Quarterly Anomaly Alerts fired this quarter. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
44/100
Adequate
Active Alerts
3
0 critical, 3 warning
Total Assets
$86.7M
+12.3% QoQ
Total Loans
$49.2M
-0.5% QoQ
Total Deposits
$79.0M
+13.2% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
13.17%
18th pctile · n=219↑ better
+129 bp QoQ
CET1 / RWA
13.17%
65th pctile · n=500↑ better
+128 bp QoQ
Total RBC / RWA
14.43%
19th pctile · n=219↑ better
+129 bp QoQ
Tier 1 Leverage Ratio
13.17%
64th pctile · n=500↑ better
+128 bp QoQ

Liquidity

Cash / Assets
2.29%
24th pctile · n=500↑ better
-9 bp QoQ
Loans / Deposits
62.27%
37th pctile · n=494↓ better
-859 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
8.23%
99th pctile · n=500↓ better
-66 bp QoQ
NPA / Assets
4.77%
98th pctile · n=500↓ better
-104 bp QoQ
Texas Ratio (regulatory)
52.67%
99th pctile · n=500↓ better
-674 bp QoQ
Net Charge-Offs / Avg Loans
0.00%
45th pctile · n=500↓ better
-69 bp QoQ
ALLL Coverage of NPL
23.70%
28th pctile · n=500↑ better
+265 bp QoQ

Earnings

Net Interest Margin
4.75%
84th pctile · n=500↑ better
+118 bp QoQ
Return on Assets
1.28%
64th pctile · n=500↑ better
+126 bp QoQ
Return on Equity
15.68%
84th pctile · n=500↑ better
+1550 bp QoQ
Efficiency Ratio
60.25%
30th pctile · n=500↓ better
-3281 bp QoQ
Pre-tax NOI / Avg Assets
1.68%
76th pctile · n=500↑ better
+166 bp QoQ

Funding

Brokered / Deposits
26.95%
98th pctile · n=494↓ better
+345 bp QoQ
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
0.00%
33th pctile · n=500↓ better

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
16.80%
41th pctile · n=500↑ better
+21 bp QoQ
AFS Securities / Assets
16.04%
48th pctile · n=500↑ better
+31 bp QoQ
HTM Securities / Assets
0.00%
36th pctile · n=500↑ better

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-13 16:19:55 UTC