1st Financial Bank Usa
IDRSSD: 526452
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Modifications
FFIEC RC-N memo (loan modifications) as of 2025-12-31. Status breakdown: in compliance / 30-89 PD / 90+ PD / nonaccrual.
Headline totals
- Total modified
- $22.3M Sum of reported modification buckets
- Total loans
- $947.3M MDRM: LNLSNET
- % of loans
- 2.35% Watch > 1%; risk > 2%
Modified loans by bucket
| Bucket | $ Value | % of total modified | MDRM |
|---|---|---|---|
| In compliance with modified terms | $18.7M | 83.74% | HK25 |
| 30-89 days past due | $541.0K | 2.43% | HK26 |
| 90+ days past due | $261.0K | 1.17% | HK27 |
| Nonaccrual | $2.8M | 12.66% | HK28 |
Total modified $ — last 13 quarters
Definitions + sources
- Source
- FFIEC RC-N memo (Restructured/Modified Loans) via
CallReport_Financials. - MDRMs
HK25(in compliance),HK26(30-89 PD),HK27(90+ PD),HK28(nonaccrual). Builder pulls bothRCFD*(foreign+domestic, large banks) andRCON*(domestic-only) variants and prefers RCFD when filed.- Note
- Status breakdown is the single most useful examiner metric — separating performing modifications from past-due/nonaccrual ones is the credit-risk signal.
Generated: 2026-04-26 19:33:44 UTC