by visbanking | Apr 9, 2023 | Press Releases
Oklahoma City, OK – Visbanking, a leading provider of bank information services, today announced the release of their open source package “fdicdata” for the R programming language. The package has been accepted by CRAN, the comprehensive R Archive...
by Brian Pillmore | Mar 31, 2023 | Brian's Blog
Estimated reading time: 2 minutes One of the first things the bank will look at is your Balance Sheet Leverage. Total Debt / Tangible Net Worth In other words: “How much debt does the business have compared to the worth of the company?” But the question they are...
by Brian Pillmore | Mar 31, 2023 | Brian's Blog
Estimated reading time: 2 minutes This was a great question from Senator James Lankford to Treasury Secretary Janet Yellen that highlighted the short-sightedness of the decisions currently being made. In just the last 10 years,The US banking system...
by Brian Pillmore | Mar 28, 2023 | Brian's Blog
Estimated reading time: 2 minutes It’s a recipe for mediocrity. I have friends approach me time to time about starting a bank with them. I never take them up on it, but “don’t be a generalist banker” is always the advice I offer. “Begin with the end in mind,” as Covey...
by Brian Pillmore | Mar 28, 2023 | Brian's Blog
Estimated reading time: 2 minutes It might sound odd, but they have their reasons. The bigger a bank gets, the more regulations it has to abide by. And if it gets big enough, it’s labeled a SIFI (Systemically Important Financial Institution). AKA → You are “too big to...
