US Bank Call Reports
RockPointBank, National Association Reports – 5574430
Adelphi Bank Reports – 5777549
Walden Mutual Bank Reports – 5787418
Bank Irvine Reports – 5788705
Bank of Burlington Reports – 5760662
GS&L Municipal Bank Reports – 5784921
Evermore Bank Reports – 5692473
Locality Bank Reports – 5673191
Texas Traditions Bank Reports – 5760439
EntreBank Reports – 5660146
Moultrie Bank & Trust Reports – 5686324
Integro Bank Reports – 5758436
Gulf Coast Business Bank Reports – 5724226
Gainey Business Bank Reports – 5758445
Waterfall Bank Reports – 5650923
Integrity Bank for Business Reports – 5543735
Climate First Bank Reports – 5592340
Agility Bank, National Association Reports – 5728916
Genesis Bank Reports – 5620869
First Bank of Central Ohio Reports – 5528880
Classic City Bank Reports – 5538937
Craft Bank Reports – 5472880
Nelnet Bank Reports – 5514409
Legacy Bank Reports – 5755510
Scottsdale Community Bank Reports – 5691319
Riverside Bank of Dublin Reports – 5479478
FWBank Reports – 5435988
Founders Bank Reports – 5398355
Varo Bank, National Association Reports – 5518023
Triad Business Bank Reports – 5398627
Unrealized losses at Banks in the US
<section> In comparing unrealized losses of U.S. banks from 2024 to the 2008 financial crisis, we observe evolving patterns and implications for financial stability. The stringent regulatory environment of 2024 contrasts with past inadequacies, yet significant unrealized losses—totaling $517 billion—remain a challenge for banks, influencing risk management and stability. Insightful analysis of major banks, such as Bank of America, reveals varying impacts based on asset compositions and strategies. The importance of transparency, vigilance, and regulatory oversight, emphasized by the FDIC, is key to navigating these challenges and ensuring ongoing resilience. </section>
What is a good Tier 1 capital ratio?
<section>This blog post provides an in-depth exploration of the Tier 1 Capital Ratio, a vital indicator of a bank's financial strength, calculated as the ratio of Tier 1 Capital to risk-weighted assets. It delves into the distinctions between Tier 1 and Tier 2 capital, examining their roles in financial stability and regulatory compliance. The post also explores the relationship between CET1 and Tier 1 ratios, underscoring the importance of a high Tier 1 ratio for robust financial health. Additionally, it breaks down core components of Tier 1 capital and provides practical examples to enhance understanding of capital adequacy in banking.</section>
Major Banks in US by Asset Size
<section>The blog post provides a comprehensive overview of major banks in the USA, focusing on their asset sizes, strategic roles, and market influence. It highlights the importance of asset size as an indicator of a bank's ability to manage risks and foster economic growth while examining the top players, such as JPMorgan Chase, Bank of America, and Wells Fargo, for their leadership and innovation in the industry. The analysis extends to the top 100 banks, shedding light on their diverse strategies and significant contributions to the financial ecosystem. For a deeper dive into the financial metrics and call reports of these institutions, resources like Visbanking's data platforms are recommended.</section>
List of Banks by Asset Size
The global banking landscape is dominated by a few major institutions known for their significant asset sizes. Understanding the list of banks by asset size helps consumers and businesses make informed decisions regarding banking services, investments, and financial stability. In this post, we explore the largest banks worldwide, their asset sizes, and answer common questions […]
FDIC Confirms Republic First Bank Closure
Regulators in Pennsylvania have reportedly closed Republic First Bank, in the first notable bank failure of 2024. The Federal Deposit Insurance Corporation (FDIC) made the announcement in a press release Friday. According to that release, The Pennsylvania Department of Banking and Securities ordered the bank closure. The FDIC was designated as the bank’s receiver. Behind […]
Senators Move to Block CFPB Rule on Credit Card Fees
Several Republican Senators are attempting to block the Consumer Financial Protection Bureau’s new rule restricting credit card feed. In a press release, the Republican Senate minority detailed their resolution that seeks to overrule the CFPB’s new policy. The CFPB’s new rule on credit card fees The agency rule was finalized and announced to the public […]
New York Fed: Inflation Pressures Cooled in February
A key inflation gauge cooled in February, down from January’s 3% to 2.9%, the Federal Reserve Bank of New York reported Monday. The decline in the bank’s Multivariate Core Trend Inflation index is seen by many as a signal that underlying inflation pressures may be weakening. Evidence of weakening inflation pressures That news comes on […]
FDIC Issues New Draft Guidance for Bank Merger Scrutiny
This week, the Federal Deposit Insurance Corporation issued draft guidance that would increase bank merger scrutiny. According to Reuters, the proposed guidance would be the first change to the FDIC’s merger principles in 16 years. The regulators’ board of directors approved the proposal’s issuance in a vote on Thursday. Why the FDIC believes increased bank […]
Powell: Growing Fed Confidence for Rate Cuts
On Thursday, Federal Reserve Chairman Jerome Powell testified before the Senate Banking Committee. During that testimony, he suggested that the central bank is becoming more confident that the nation’s inflation rate is moving in the right direction. If that trend continues, he said that the Fed could implement interest rate cuts sometime this year. Timing […]
Capital One Announces $35B Megamerger with Discover
Capital One recently confirmed its intent to purchase Discover Financial for $35.3 billion. Regulators will still need to approve the megamerger before the sale can proceed. If that approval happens, Capital One would become the nation’s largest credit card issuer, with $250 billion in card balances. Megamerger details According to media reports, the all-stock acquisition […]