by Brian Pillmore | Oct 5, 2023 | Brian's Blog
These words, spoken by Clive Humby, a leading authority in data science, have never been more accurate. 💡 In the world of business and banking, data-driven decisions are no longer a luxury, they are a necessity. Imagine being able to predict market trends, foresee...
by Brian Pillmore | Oct 4, 2023 | Brian's Blog
Community banks have long been hallmarked by their deep local engagement, defined by geography and proximity. The ‘know your customer’ principle was once a function of location and face-to-face interaction. But times are changing, and so must we. In the...
by Brian Pillmore | Oct 4, 2023 | Brian's Blog
FinTech, Big Tech, and Payment Service Providers have breached the fortress walls. The traditional banking sector is under siege. A new paradigm has emerged – BIAS, or Bank Intelligence and Action System. These non-bank entities aren’t just knocking on the...
by Brian Pillmore | Sep 30, 2023 | Brian's Blog
Revenue Growth It’s a key measure of a bank’s performance.Higher growth indicates more earnings and potential expansion. Net Interest Margin This KPI reflects the profitability of a bank’s core activities. A higher NIM means more profit from lending....
by Brian Pillmore | Sep 30, 2023 | Brian's Blog
In a world rocked by economic turbulence – the pandemic, for one – the banking sector finds itself on a tightrope. Balancing asset quality, potential loan defaults, and the integrity of balance sheets has become the new normal. Enter BIAS: Bank...
