State Rankings & Insights
See how banks across OKLAHOMA rank on Efficiency Ratio for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 67.15%
- Median: 65.05%
- Min / Max: 21.23% — 284.97%
Count
176
Sum
11818.14%
Avg
67.15%
Median
65.05%
Min
21.23%
Max
284.97%
| Bank | City | Efficiency Ratio |
|---|---|---|
| BANCCENTRAL NATIONAL ASSN | ALVA | 284.97% |
| OLD GLORY BANK | ELMORE CITY | 274.48% |
| BANK OF VICI | VICI | 143.18% |
| HOPETON STATE BANK | HOPETON | 112.98% |
| BANK OF COMMERCE | DUNCAN | 92.23% |
| GATEWAY FIRST BANK | JENKS | 90.56% |
| LOCAL BANK | HULBERT | 90.51% |
| BANK OF EUFAULA | EUFAULA | 89.61% |
| SPIRO STATE BANK | SPIRO | 89.52% |
| FIRST STATE BANK | NOBLE | 89.49% |
| AMERICAN BANK OF OKLAHOMA | COLLINSVILLE | 88.88% |
| GRANT COUNTY BANK | MEDFORD | 88.73% |
| FIRST STATE BANK | TAHLEQUAH | 88.48% |
| VAST BANK NATIONAL ASSN | TULSA | 87.61% |
| STATE EXCHANGE BANK | LAMONT | 87.58% |
| FARMERS&MERCHANTS BANK | DUKE | 87.36% |
| CHICKASAW COMMUNITY BANK | OKLAHOMA CITY | 86.72% |
| YNB | YUKON | 86.56% |
| CITY NB&T CO OF LAWTON OK | LAWTON | 86.04% |
| CARSON COMMUNITY BANK | STILWELL | 85.88% |
| OKLAHOMA HERITAGE BANK | ROFF | 85.86% |
| PEOPLES BANK&TRUST CO | RYAN | 84.60% |
| CITIZENS BANK OF EDMOND | EDMOND | 84.27% |
| FNB COMMUNITY BANK | MIDWEST CITY | 81.63% |
| FRAZER BANK | ALTUS | 81.14% |
| AMERISTATE BANK | ATOKA | 80.94% |
| COMMUNITY STATE BANK | HENNESSEY | 80.90% |
| GREAT NATIONS BANK | NORMAN | 80.27% |
| FIRST NB OF FLETCHER | FLETCHER | 79.41% |
| COMMUNITY BANK | ALVA | 78.64% |
| BANKERS BANK | OKLAHOMA CITY | 77.31% |
| FIRST STATE BANK IN TEMPLE | TEMPLE | 77.29% |
| COMMUNITY STATE BANK | POTEAU | 77.27% |
| LEGACY BANK | HINTON | 77.20% |
| COMMUNITY BANK OF OKLAHOMA | VERDEN | 76.94% |
| WASHITA STATE BANK | BURNS FLAT | 76.10% |
| SOVEREIGN BANK | SHAWNEE | 76.06% |
| FIRST SECURITY BANK | BEAVER | 76.03% |
| VALLIANCE BANK | OKLAHOMA CITY | 75.77% |
| FSNB NATIONAL ASSN | LAWTON | 75.73% |
| SNB BANK NATIONAL ASSN | SHATTUCK | 75.30% |
| FIRST OKLAHOMA BANK | JENKS | 74.40% |
| AVB BANK | BROKEN ARROW | 73.69% |
| FIRST ENTERPRISE BANK | OKLAHOMA CITY | 73.31% |
| FIRST AMERICAN BANK | STONEWALL | 73.00% |
| FIRST STATE BANK | VALLIANT | 72.80% |
| PEOPLES STATE BANK | BLAIR | 72.69% |
| KIRKPATRICK BANK | EDMOND | 72.61% |
| FIRST TEXOMA NATIONAL BANK | DURANT | 72.13% |
| PATRONS BANK NATIONAL ASSN | OKMULGEE | 72.02% |
| FARMERS BANK | CARNEGIE | 71.88% |
| FIRSTBANK | ANTLERS | 71.54% |
| AMERICAN HERITAGE BANK | SAPULPA | 70.86% |
| FIRST FIDELITY BANK | OKLAHOMA CITY | 70.23% |
| GREAT PLAINS NATIONAL BANK | ELK CITY | 70.02% |
| BANK NATIONAL ASSN | MCALESTER | 69.83% |
| FIRST BETHANY BANK&TRUST | BETHANY | 69.75% |
| SHAMROCK BANK N A | COALGATE | 69.75% |
| EXCHANGE BANK&TRUST CO | PERRY | 69.66% |
| WASHITA VALLEY BANK | FORT COBB | 69.66% |
| BANK OF BEAVER CITY | BEAVER | 69.60% |
| VISION BANK | ADA | 69.54% |
| FIRST SUMMIT BANK | RYAN | 69.49% |
| FIRST UNITED BANK&TRUST CO | DURANT | 69.28% |
| ARMSTRONG BANK | MUSKOGEE | 69.10% |
| WELCH STB OF WELCH OKLA | WELCH | 69.06% |
| FARMERS STATE BANK | QUINTON | 69.03% |
| REGENT BANK | TULSA | 69.03% |
| 1ST BANK IN HOMINY | HOMINY | 68.72% |
| EXCHANGE BANK | SKIATOOK | 68.62% |
| STATE BANK OF WYNNEWOOD | WYNNEWOOD | 68.38% |
| FIRST NB&T CO OF ARDMORE | ARDMORE | 68.36% |
| BLUE SKY BANK | PAWHUSKA | 68.20% |
| SPIRITBANK | TULSA | 68.11% |
| PEOPLES NB OF CHECOTAH | CHECOTAH | 67.84% |
| RCB BANK | CLAREMORE | 67.33% |
| FIRST STATE BANK | WATONGA | 67.28% |
| SECURITY BANK&TRUST CO | MIAMI | 67.20% |
| COMMUNITY NB OF OKARCHE | OKARCHE | 67.19% |
| FARMERS&MERCHANTS BANK | MAYSVILLE | 67.08% |
| PRISM BANK | GUTHRIE | 66.05% |
| CATTLEMENS BANK | ALTUS | 66.01% |
| SEILING STATE BANK | SEILING | 66.01% |
| BOKF NATIONAL ASSN | TULSA | 65.98% |
| ACB BANK | CHEROKEE | 65.66% |
| NBC OKLAHOMA | OKLAHOMA CITY | 65.63% |
| FIRST STATE BANK | ANADARKO | 65.60% |
| FIRST NATIONAL BANK | HEAVENER | 65.10% |
| MABREY BANK | BIXBY | 65.00% |
| FIRST BANK OF THOMAS | THOMAS | 64.89% |
| ALLNATIONS BANK | CALUMET | 64.88% |
| COMMUNITY STB OF CANTON | CANTON | 64.46% |
| COREBANK | WAYNOKA | 64.36% |
| ALL AMERICA BANK | OKLAHOMA CITY | 63.90% |
| FIRST STB OF POND CREEK OK | POND CREEK | 63.49% |
| CITIZENS BANK OF ADA | ADA | 63.42% |
| CITIZENS B&T CO OF ARDMORE | ARDMORE | 62.97% |
| WALTERS BANK&TRUST CO | WALTERS | 62.58% |
| FAIRVIEW SAVINGS&LOAN ASSN | FAIRVIEW | 61.54% |
| FIRST PRYORITY BANK | PRYOR | 61.52% |
| PAULS VALLEY NATIONAL BANK | PAULS VALLEY | 61.46% |
| AMERICAN EXCHANGE BANK | HENRYETTA | 61.45% |
| FARMERS&MERCHANTS NB FAIRVIE | FAIRVIEW | 61.00% |
| VALOR BANK | EDMOND | 60.86% |
| BANK OF GRAND LAKE | GROVE | 60.83% |
| FIRST NB&T CO OF MCALESTER | MCALESTER | 60.49% |
| BANK OF COMMERCE | CHELSEA | 60.32% |
| WATERMARK BANK | OKLAHOMA CITY | 60.14% |
| AMERICAN NATION BANK | ARDMORE | 59.77% |
| FIRSTAR BANK | SALLISAW | 59.57% |
| FIRST LIBERTY BANK | OKLAHOMA CITY | 59.53% |
| SOUTHWEST BK OF WEATHERFORD | WEATHERFORD | 59.36% |
| FIRST BANK&TRUST CO | PERRY | 58.28% |
| METHOD BANK | WYANDOTTE | 58.25% |
| QUAIL CREEK BANK | OKLAHOMA CITY | 58.12% |
| MIDFIRST BANK | OKLAHOMA CITY | 57.80% |
| FIRST FARMERS NB OF WAURIKA | WAURIKA | 57.63% |
| IDABEL NATIONAL BANK | IDABEL | 57.63% |
| OKLAHOMA CAPITAL BANK | TULSA | 56.96% |
| SECURITY NB OF ENID | ENID | 56.88% |
| F&M BANK | EDMOND | 56.62% |
| OKLAHOMA BANK&TRUST CO | CLINTON | 56.59% |
| SOONER STATE BANK | TUTTLE | 56.51% |
| MCCURTAIN COUNTY NB | BROKEN BOW | 56.00% |
| MCCLAIN BANK | PURCELL | 55.86% |
| GRAND BANK | TULSA | 55.85% |
| FNB COWETA | COWETA | 55.79% |
| INTERNATIONAL BK OF COM | OKLAHOMA CITY | 55.77% |
| CLEO STATE BANK | CLEO SPRINGS | 55.75% |
| BANK360 | CORDELL | 55.74% |
| STOCK EXCHANGE BANK | WOODWARD | 55.57% |
| FIRST NB OF HOOKER | HOOKER | 55.54% |
| FARMERS STB ALLEN OKLAHOMA | ALLEN | 55.30% |
| FIRST NB&T CO CHICKASHA OK | CHICKASHA | 53.97% |
| SECURITY STATE BANK | CHEYENNE | 53.83% |
| TRIAD BANK NATIONAL ASSN | TULSA | 53.44% |
| BANK OF WESTERN OKLAHOMA | ELK CITY | 53.36% |
| FIRST SECURITY BANK&TRUST CO | OKLAHOMA CITY | 53.31% |
| PANHANDLE FIRST BANK | GUYMON | 53.28% |
| ANCHOR D BANK | TEXHOMA | 53.17% |
| OKLAHOMA STATE BANK | BUFFALO | 52.99% |
| FIRST BANK&TRUST CO | DUNCAN | 52.41% |
| FIRST BANK&TRUST CO | CLINTON | 52.07% |
| PAYNE COUNTY BANK | PERKINS | 51.95% |
| COMMUNITY BANK | BRISTOW | 51.36% |
| BANCFIRST | OKLAHOMA CITY | 51.28% |
| BANK OF WEST | THOMAS | 51.19% |
| LIBERTY NATIONAL BANK | LAWTON | 50.41% |
| FIRST NB&T CO BROKEN ARROW | BROKEN ARROW | 50.38% |
| AMERICAN EXC BK LINDSAY OK | LINDSAY | 50.30% |
| LAKESIDE BANK OF SALINA | SALINA | 50.18% |
| FIRST NB IN MARLOW | MARLOW | 50.07% |
| FARMERS&MERCHANTS BANK | ARNETT | 49.22% |
| ALL CAPITAL BANK | LOCUST GROVE | 49.05% |
| FRONTIER STATE BANK | OKLAHOMA CITY | 48.76% |
| SECURITY FIRST NB OF HUGO | HUGO | 47.78% |
| FIRST NB OF OKLAHOMA | OKLAHOMA CITY | 47.52% |
| FIRST NATIONAL BANK&TRUST | ELK CITY | 47.43% |
| GRAND SAVINGS BANK | GROVE | 46.41% |
| FIRST NB&T CO OF MIAMI | MIAMI | 45.75% |
| ALVA STATE BANK&TRUST CO | ALVA | 44.77% |
| AMERICAN BANK&TRUST CO | TULSA | 44.42% |
| HIGH PLAINS BANK | OKEENE | 44.30% |
| BANK OF HYDRO | HYDRO | 44.01% |
| STRIDE BANK NATIONAL ASSN | ENID | 43.23% |
| COWBOY BANK | KREMLIN | 42.72% |
| SECURITY STB OF OKLAHOMA | WEWOKA | 42.61% |
| FIRST BANK OF OWASSO | OWASSO | 42.16% |
| SECURITY BANK | TULSA | 41.13% |
| FIRST BANK | ERICK | 40.96% |
| BANK 7 | OKLAHOMA CITY | 39.31% |
| FIRST BANK OF OKARCHE | OKARCHE | 35.82% |
| LATIMER STATE BANK | WILBURTON | 34.40% |
| FIRST STATE BANK | BOISE CITY | 33.63% |
| INTERBANK | OKLAHOMA CITY | 32.00% |
| PAYCOM NATIONAL TRUST BANK | OKLAHOMA CITY | 21.23% |