City Rankings & Insights
This page ranks banks in SANTA BARBARA, CALIFORNIA by Efficiency Ratio for the 2025Q1 period. Values are reported in percentage terms as of 2025-03-31. Use the table below to review institutions and click any bank to open its detailed call‑report profile.
- Average: 79.81%
- Median: 79.81%
- Min / Max: 67.72% — 91.89%
Top banks by Efficiency Ratio in SANTA BARBARA
| Bank | Efficiency Ratio |
|---|---|
| MONTECITO BANK&TRUST | 91.89% |
| AMERICAN RIVIERA BANK | 67.72% |