Industry Loan Benchmarks
Per-category, industry-wide loan benchmarks for U.S. banks. Each page renders headline totals, by-asset-size breakdowns, top lenders, state-by-state cuts, and a 12-quarter delinquency trend.
1-4 Family Residential Mortgages
First-lien and junior-lien mortgages on 1-to-4 unit residential properties.
Home Equity Revolving Credit
Open-end revolving credit lines secured by 1-4 family residential property.
Multifamily Residential Mortgages
Loans secured by multifamily (5+ unit) residential properties.
Non-Owner-Occupied Commercial Real Estate
Commercial mortgages on non-owner-occupied nonfarm nonresidential properties.
Owner-Occupied Commercial Real Estate
Commercial mortgages on owner-occupied nonfarm nonresidential properties.
Construction Loans — 1-4 Family Residential
Construction, land development, and other land loans for 1-4 family residential.
Construction Loans — Other Land
Construction, land development, and other land loans not for 1-4 family.
Farmland Loans
Loans secured by farmland.
Agricultural Production Loans
Loans to finance agricultural production.
Commercial & Industrial Loans
Commercial and industrial loans to U.S. addressees.
Credit Card Loans
Credit cards to individuals for household, family, and personal use.
Automobile Consumer Loans
Loans for purchasing private passenger vehicles.
Other Consumer Loans
Other revolving credit and other consumer loans.
Consumer Revolving Credit (Non-Card)
Other revolving consumer credit other than credit cards.
Lease Financing Receivables
Lease financing receivables (net of unearned income).
Loans to Depository Institutions
Loans to U.S. and foreign depository institutions.
delinquency pendingNon-Depository Financial Institutions (NDFI)
Loans to non-depository financial institutions.
delinquency pendingLoans to State & Local Governments
Obligations of states and political subdivisions.
delinquency pendingLoans to Foreign Governments
Loans to foreign governments and official institutions.
delinquency pendingAll Loans & Leases
Aggregate of all loan categories — total industry lending.