DUPAGE – 97084

DUPAGE Financial Reports

Quarter Ended: 2024/12/31

Data Updated on: 2024/10/22

DUPAGE is a NFICU, and supervised by the National Credit Union Administration (NCUA) located in Naperville, IL. Established on 1955, the credit union is regulated by the NCUA and has 3 branches.

The bank has 4 employees and holds 565,320,076 in total assets. With a focus on Non-Federal Credit Union customers, the bank has been serving its customers since 1955.

Learn more about DUPAGE on Visbanking Report Portal. See pricing on Visbanking Pricing Page or request a demo on Request Demo Page. Follow us on Linkedin for more information about the US Banking System Visbanking Linkedin Page for the latest updates.

Talk with the Founder

DUPAGE Institution Profile

Type of Membership Non-Federal Credit Union
Number of Full-Time Employees 131
Date Established 1955
Number of Part-Time Employees 4
Type of Credit Union NFICU
City Naperville
Number of Current Members 49493
ZIP Code 60567
State IL
Street Address P.O. Box 3930
Official Website http://www.dupagecu.com
Peer Group Category 6 – $500,000,000 and greater
President’s Name Debra Ragusa
CEO Name Roberta Kozlowicz
Join Number 15785
Net Worth Classification Well Capitalized
Institution RSSDID 79396
Number Of Branches 3
Bond Provider Berkley Regional Insurance Company

Institution Profile Overview

The organization operates under the Membership Type of “Non-Federal Credit Union” and was Chartered on “1955”. It is classified as a NFICU, with Number of Members totaling “49493”. The institution is based in State: “IL”, within the City: “Naperville”, and can be found at Street: “P.O. Box 3930”, ZIP Code: “60567”.

The institution employs “131” Full-time Employees and “4” Part-time Employees, ensuring smooth operations. It belongs to the Peer Group “6 – $500,000,000 and greater”, reflecting its size and scope of activities. The Net Worth Classification places it in the “Well Capitalized” category.

Leadership is guided by PRESIDENT: “Debra Ragusa” and CEO: “Roberta Kozlowicz”, ensuring strategic direction and oversight. Additional identifiers include a Join Number of “15785” and RSSD Number of “79396”. The organization’s online presence is accessible via its Website: “http://www.dupagecu.com”.

DUPAGE Financials

(USD, in thousands)

Total Assets $565,320
Total NonInterest Income $6,021
Total Liabilities $522,323
Total Interest Expense $5,870
Total Shares and Deposits $474,936
Total NonInterest Expense $25,917
Total Equity $50,130
Total Net Worth $51,636
Total Interest Income $31,857
Net Worth Ratio 9.11%
Total amount of Loans and Leases $427,713
Total number of Loans and Leases 30,716

Financial Performance Overview

Gain a comprehensive perspective on DUPAGE’s financial landscape through our “Financials” table. The bank boasts total assets of $565,320,076k, showcasing its substantial scale and influential market presence. A nuanced breakdown reveals insights into the credit union’s financial structure and stability, with total liabilities standing at $522,323,498k and total equity at $50,130,010k.

Delve into key operational metrics, including total shares and deposits of $474,935,603k, total loans and leases at $427,713,396k, and a meticulous analysis of income and expense components. This detailed financial overview is designed to enhance your understanding of DUPAGE’s performance and competitive positioning within the financial industry.

DUPAGE Additional Financial Information

Net Interest Income 25,986,911.00
Loans Held for Sale 366,720.00
Net Interest Margin (as a % of Average Assets) 4.54
Other Non‐Performing Assets (as % of Total Assets) 0.00
All Other Assets (Total) 20,283,543.00
Total Cash on Deposit (Amounts Deposited in Financial Institutions) 37,050,322.00
Net Worth Growth 9.93
Total INVESTMENT SECURITIES 40,289,941.00
Share Growth 3.09
TOTAL OTHER INVESTMENTS 2,118,413.00
Loan Growth -8.26
Total Foreclosed and Repossessed Assets 0.00
Asset Growth -2.25
Total Credit Loss Expense 608,996.00
Investment Growth 16.78
NET INCOME (LOSS) 5,481,952.00
Membership Growth 0.65
Loans‐to‐Assets Ratio 75.66
Return on Average Assets (ROAA) 0.96
Cash & Short‐Term Investments (as % of Assets) 12.30
Net Income (Excluding Extraordinary Items) / Average Assets 0.93
Risk‐Based Capital Ratio 13.96
Non‐Interest Expense (as % of Average Assets) 4.53
GAAP Equity (as % of Total Assets) 7.61
Provision for Loan or Credit Losses (as % of Average Assets) 0.11
Loan Loss Ratio 0.47
Total Gain (Loss) on Investments 0.00
Efficiency Ratio 69.51
Regulatory Net Worth Ratio 911.00
Adjusted Net Worth Ratio 10.01

Insights into Financial Metrics

Enhance your understanding of DUPAGE‘s financial standing through our Additional Financial Information table. Explore key metrics such as Total Loans and Leases: $427,713,396k and Net Interest Income: $0k to gain valuable insights into the credit union’s core operations and revenue streams.

Delve into the intricacies of Loan Loss Ratio 0.4723 to evaluate the credit union’s asset quality and risk mitigation efforts. Examine the composition of income through Total Noninterest Income: $6,020,956k and evaluate operational efficiency using metrics like Efficiency Ratio: 69.5132. This nuanced financial overview empowers a comprehensive analysis of DUPAGE‘s strategic financial position and performance in the industry.

Frequently Asked Questions (FAQs)

What is the asset size of DUPAGE?

The asset size of DUPAGE is approximately $565,320,076k, reflecting the credit union’s scale and market presence.

What type of bond does DUPAGE have?

DUPAGE has a bond provided by Berkley Regional Insurance Company, which ensures certain financial securities to its members.

How many members does DUPAGE currently have?

The credit union currently serves 49493 members, indicating its reach and community impact.

What is the total number of employees at DUPAGE?

There are 135 employees at DUPAGE, including both full-time and part-time staff, supporting its operations and member services.

Where is DUPAGE located and how many branches does it have?

DUPAGE is located in Naperville, IL, and operates 3 branches.

What is the net worth ratio of DUPAGE?

The net worth ratio, a key indicator of financial strength, for DUPAGE is 911%.

What is the total value of loans and deposits at DUPAGE?

The credit union holds $427,713,396k in loans and $474,935,603k in deposits, reflecting its lending and saving activities.

What does DUPAGE’s investment portfolio look like?

The credit union’s investment portfolio includes total investment securities and other investments, showcasing strategic asset allocation.

Who are the leaders of DUPAGE?

Leadership at DUPAGE is provided by President Debra Ragusa and CEO Roberta Kozlowicz, guiding strategic decisions and operations.