Peoples Bank of Moniteau County

Jamestown, MO
IDRSSD: 915056
Total Assets
$81.78M
Latest filing
Total Deposits
$70.82M
Latest filing
Net Interest Margin
3.41%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/13/1941
Community BankYes
Ownership TypeNot Mutual
ZIP65046
State and County Number29135
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameJefferson City, MO

Operational Info

Number of Employees12
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/13/1941
Primary Insurance AgencyDIF
Websitewww.pbomc.com
Data Updated11/14/2025
CERT15792
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$81.78M
Total Deposits$70.82M
Total Liabilities$74.01M
Total Equity Capital$7.78M
Net Income$269.00k
Net Loans and Leases$46.01M
Assets Per Employee ($Millions)$6.29M
Bank Premises and Fixed Assets$366.00k
Cash and Balances due from Depository Institutions$10.34M
Deposits Held in Domestic Offices$70.82M

Key Performance Ratios

Return on Assets (ROA)1.32%
Return on Equity (ROE)14.37%
Net Interest Margin3.41%
Efficiency Ratio53.62%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.509%
Earning Assets to total Assets95.7%

Income and Expense

Total Interest Income$1.07M
Total Noninterest Income$93.00k
Total Interest Expense$402.00k
Total Noninterest Expense$407.00k
Net Interest Income$666.00k
Pre-tax Net Operating Income$347.00k
Provision for Credit Losses$5.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$1.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$1.73M
All Other Liabilities$460.00k
Total Liabilities and Capital$81.78M

Securities

Securities$23.93M
Available-for-sale debt securities$23.93M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Peoples Bank of Moniteau County?
$81.78M as of the latest filing.
How much are Peoples Bank of Moniteau County's total deposits?
$70.82M in total deposits.
Where is Peoples Bank of Moniteau County located?
Jamestown, MO.
What is the Net Interest Margin?
3.41%.
How many domestic offices does it operate?
2.
When was it established?
01/13/1941.
What is the Return on Assets (ROA)?
1.32%.
How much are total loans and leases?
$46.01M (latest filing).
What is the total interest income (latest filing)?
$1.07M.