Olympia Federal Savings and Loan Association
Olympia, WA
IDRSSD: 550279
Total Assets
$1.02B
Latest filing
Total Deposits
$716.63M
Latest filing
Net Interest Margin
2.49%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Olympia Federal Savings and Loan Association
421 Capitol Way S
Olympia, WA 98501
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1906FDIC Certificate 41433
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Olympia Federal Savings and Loan Association (Main) | 421 Capitol Way S | Olympia, WA |
| WESTSIDE BRANCH | 2420 Harrison Ave Ne | Olympia, WA |
| BELFAIR BRANCH | 24081 Ne State Route 3 | Belfair, WA |
| LACEY BRANCH | 4310 6th Ave Se | Lacey, WA |
| TUMWATER BRANCH | 303 Cleveland Ave Se | Tumwater, WA |
| YELM HIGHWAY BRANCH | 4860 Yelm Hwy Se | Lacey, WA |
| HAWKS PRAIRIE BRANCH | 8300 Quinault Dr Ne | Olympia, WA |
| YELM BRANCH | 907 Yelm Ave W | Yelm, WA |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1906 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 98501 |
| State and County Number | 53067 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Olympia-Lacey-Tumwater, WA |
Operational Info
| Number of Employees | 115 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.olyfed.com |
| Data Updated | 11/14/2025 |
| CERT | 28599 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.02B |
| Total Deposits | $716.63M |
| Total Liabilities | $905.83M |
| Total Equity Capital | $116.02M |
| Net Income | $525.00k |
| Net Loans and Leases | $856.82M |
| Assets Per Employee ($Millions) | $8.52M |
| Bank Premises and Fixed Assets | $15.98M |
| Cash and Balances due from Depository Institutions | $53.76M |
| Deposits Held in Domestic Offices | $716.63M |
Key Performance Ratios
| Return on Assets (ROA) | 0.21% |
| Return on Equity (ROE) | 1.82% |
| Net Interest Margin | 2.49% |
| Efficiency Ratio | 89.41% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.354% |
| Earning Assets to total Assets | 93.87% |
Income and Expense
| Total Interest Income | $11.09M |
| Total Noninterest Income | $512.00k |
| Total Interest Expense | $5.17M |
| Total Noninterest Expense | $5.75M |
| Net Interest Income | $5.92M |
| Pre-tax Net Operating Income | $610.00k |
| Provision for Credit Losses | $71.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $185.69M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.50M |
| Total Liabilities and Capital | $1.02B |
Securities
| Securities | $53.30M |
| Available-for-sale debt securities | $53.30M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Olympia Federal Savings and Loan Association?
$1.02B as of the latest filing.
How much are Olympia Federal Savings and Loan Association's total deposits?
$716.63M in total deposits.
Where is Olympia Federal Savings and Loan Association located?
Olympia, WA.
What is the Net Interest Margin?
2.49%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
0.21%.
How much are total loans and leases?
$856.82M (latest filing).
What is the total interest income (latest filing)?
$11.09M.