Northside Community Bank
Gurnee, IL
IDRSSD: 2533119
Total Assets
$308.77M
Latest filing
Total Deposits
$272.97M
Latest filing
Net Interest Margin
2.82%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 07/07/1997 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60031 |
| State and County Number | 17097 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/31/2025 |
| Date of Deposit Insurance | 07/07/1997 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 34416 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $308.77M |
| Total Deposits | $272.97M |
| Total Liabilities | $283.46M |
| Total Equity Capital | $25.31M |
| Net Income | $-1,978,000 |
| Net Loans and Leases | $209.75M |
| Assets Per Employee ($Millions) | $9.65M |
| Bank Premises and Fixed Assets | $3.40M |
| Cash and Balances due from Depository Institutions | $64.77M |
| Deposits Held in Domestic Offices | $272.97M |
Key Performance Ratios
| Return on Assets (ROA) | -2.77% |
| Return on Equity (ROE) | -20.47% |
| Net Interest Margin | 2.82% |
| Efficiency Ratio | 199.27% |
| Tier 1 Risk-Based Capital Ratio | 10.538% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.196% |
| Earning Assets to total Assets | 89.27% |
Income and Expense
| Total Interest Income | $3.25M |
| Total Noninterest Income | $137.00k |
| Total Interest Expense | $0 |
| Total Noninterest Expense | $3.83M |
| Net Interest Income | $1.79M |
| Pre-tax Net Operating Income | $-1,910,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.80M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.69M |
| Total Liabilities and Capital | $308.77M |
Securities
| Securities | $3.42M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $3.42M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Northside Community Bank?
$308.77M as of the latest filing.
How much are Northside Community Bank's total deposits?
$272.97M in total deposits.
Where is Northside Community Bank located?
Gurnee, IL.
What is the Net Interest Margin?
2.82%.
How many domestic offices does it operate?
1.
When was it established?
07/07/1997.
What is the Return on Assets (ROA)?
-2.77%.
How much are total loans and leases?
$209.75M (latest filing).
What is the total interest income (latest filing)?
$3.25M.