Nevada Bank and Trust Company

Caliente, NV
IDRSSD: 400767
Total Assets
$204.98M
Latest filing
Total Deposits
$183.87M
Latest filing
Net Interest Margin
3.90%
Profitability

Locations

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Main Office
Nevada Bank and Trust Company
210 Front Street
Caliente, NV 89008
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/21/1978FDIC Certificate 15821

Branches (3)

Page 1 of 1
NameAddressCity / State
Nevada Bank and Trust Company (Main)210 Front StreetCaliente, NV
ELY BRANCH777 Avenue FEly, NV
ELKO BRANCH852 Idaho StElko, NV
MESQUITE BRANCH OF NEVADA BANK AND TRUST191 E Mesquite BlvdMesquite, NV
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/21/1978
Community BankYes
Ownership TypeNot Mutual
ZIP89008
State and County Number32017
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameN/A

Operational Info

Number of Employees40
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance06/21/1978
Primary Insurance AgencyDIF
Websitewww.nevadabankandtrust.com
Data Updated11/14/2025
CERT22669
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$204.98M
Total Deposits$183.87M
Total Liabilities$184.28M
Total Equity Capital$20.70M
Net Income$467.00k
Net Loans and Leases$71.47M
Assets Per Employee ($Millions)$5.12M
Bank Premises and Fixed Assets$4.90M
Cash and Balances due from Depository Institutions$6.97M
Deposits Held in Domestic Offices$183.87M

Key Performance Ratios

Return on Assets (ROA)0.92%
Return on Equity (ROE)9.36%
Net Interest Margin3.9%
Efficiency Ratio71.97%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.1%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.098%
Earning Assets to total Assets90.89%

Income and Expense

Total Interest Income$2.13M
Total Noninterest Income$277.00k
Total Interest Expense$317.00k
Total Noninterest Expense$1.50M
Net Interest Income$1.81M
Pre-tax Net Operating Income$535.00k
Provision for Credit Losses$50.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$30.09M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$412.00k
Total Liabilities and Capital$204.98M

Securities

Securities$83.74M
Available-for-sale debt securities$83.74M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Nevada Bank and Trust Company?
$204.98M as of the latest filing.
How much are Nevada Bank and Trust Company's total deposits?
$183.87M in total deposits.
Where is Nevada Bank and Trust Company located?
Caliente, NV.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
4.
When was it established?
06/21/1978.
What is the Return on Assets (ROA)?
0.92%.
How much are total loans and leases?
$71.47M (latest filing).
What is the total interest income (latest filing)?
$2.13M.