Independent Correspondent Bankers' Bank, Inc.
Frankfort, KY
IDRSSD: 1187551
Total Assets
$144.98M
Latest filing
Total Deposits
$77.04M
Latest filing
Net Interest Margin
3.11%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Independent Correspondent Bankers' Bank, Inc.
107 Progress Dr
Frankfort, KY 40601
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/12/1988FDIC Certificate 39151
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Independent Correspondent Bankers' Bank, Inc. (Main) | 107 Progress Dr | Frankfort, KY | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/12/1988 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 40601 |
| State and County Number | 21073 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Frankfort, KY |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/31/2022 |
| Date of Deposit Insurance | 04/12/1988 |
| Primary Insurance Agency | DIF |
| Website | www.icbb.bank |
| Data Updated | 11/14/2025 |
| CERT | 27219 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $144.98M |
| Total Deposits | $77.04M |
| Total Liabilities | $124.64M |
| Total Equity Capital | $20.33M |
| Net Income | $372.00k |
| Net Loans and Leases | $80.25M |
| Assets Per Employee ($Millions) | $5.18M |
| Bank Premises and Fixed Assets | $1.21M |
| Cash and Balances due from Depository Institutions | $59.87M |
| Deposits Held in Domestic Offices | $77.04M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 7.39% |
| Net Interest Margin | 3.11% |
| Efficiency Ratio | 70.93% |
| Tier 1 Risk-Based Capital Ratio | 22.032% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.025% |
| Earning Assets to total Assets | 97.76% |
Income and Expense
| Total Interest Income | $2.04M |
| Total Noninterest Income | $647.00k |
| Total Interest Expense | $949.00k |
| Total Noninterest Expense | $1.23M |
| Net Interest Income | $1.09M |
| Pre-tax Net Operating Income | $488.00k |
| Provision for Credit Losses | $17.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $46.87M |
| All Other Liabilities | $736.00k |
| Total Liabilities and Capital | $144.98M |
Securities
| Securities | $2.01M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.01M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Independent Correspondent Bankers' Bank, Inc.?
$144.98M as of the latest filing.
How much are Independent Correspondent Bankers' Bank, Inc.'s total deposits?
$77.04M in total deposits.
Where is Independent Correspondent Bankers' Bank, Inc. located?
Frankfort, KY.
What is the Net Interest Margin?
3.11%.
How many domestic offices does it operate?
1.
When was it established?
04/12/1988.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$80.25M (latest filing).
What is the total interest income (latest filing)?
$2.04M.