Guaranty Bank & Trust, N.A.
Mount Pleasant, TX
IDRSSD: 112163
Total Assets
$3.11B
Latest filing
Total Deposits
$2.71B
Latest filing
Net Interest Margin
—
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/17/1913 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 75455 |
| State and County Number | 48449 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Mount Pleasant, TX |
Operational Info
| Number of Employees | 485 |
| Domestic Offices | 34 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 10/31/2025 |
| CERT | 1208 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.11B |
| Total Deposits | $2.71B |
| Total Liabilities | $2.76B |
| Total Equity Capital | $0 |
| Net Income | $2.70M |
| Net Loans and Leases | $2.12B |
| Assets Per Employee ($Millions) | $0M |
| Bank Premises and Fixed Assets | $0 |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $0 |
Key Performance Ratios
| Return on Assets (ROA) | 0% |
| Return on Equity (ROE) | 0% |
| Net Interest Margin | 0% |
| Efficiency Ratio | 0% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 0% |
| Earning Assets to total Assets | 0% |
Income and Expense
| Total Interest Income | $42.26M |
| Total Noninterest Income | $5.86M |
| Total Interest Expense | $13.05M |
| Total Noninterest Expense | $31.17M |
| Net Interest Income | $29.22M |
| Pre-tax Net Operating Income | $0 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $0 |
| Total Liabilities and Capital | $0 |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Guaranty Bank & Trust, N.A.?
$3.11B as of the latest filing.
How much are Guaranty Bank & Trust, N.A.'s total deposits?
$2.71B in total deposits.
Where is Guaranty Bank & Trust, N.A. located?
Mount Pleasant, TX.
What is the Net Interest Margin?
Not available.
How many domestic offices does it operate?
34.
When was it established?
01/17/1913.
What is the Return on Assets (ROA)?
Not available.
How much are total loans and leases?
$2.12B (latest filing).
What is the total interest income (latest filing)?
$42.26M.