First National Bank of Wauchula
Wauchula, FL
IDRSSD: 89135
Total Assets
$84.65M
Latest filing
Total Deposits
$73.56M
Latest filing
Net Interest Margin
5.71%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank of Wauchula
406 N 6th Ave
Wauchula, FL 33873
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/12/1960FDIC Certificate 12057
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First National Bank of Wauchula (Main) | 406 N 6th Ave | Wauchula, FL | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/12/1960 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33873 |
| State and County Number | 12049 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Wauchula, FL |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/12/1960 |
| Primary Insurance Agency | DIF |
| Website | www.fnbwauchula.com |
| Data Updated | 11/14/2025 |
| CERT | 18136 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $84.65M |
| Total Deposits | $73.56M |
| Total Liabilities | $75.34M |
| Total Equity Capital | $9.30M |
| Net Income | $230.00k |
| Net Loans and Leases | $62.12M |
| Assets Per Employee ($Millions) | $3.53M |
| Bank Premises and Fixed Assets | $1.26M |
| Cash and Balances due from Depository Institutions | $12.50M |
| Deposits Held in Domestic Offices | $73.56M |
Key Performance Ratios
| Return on Assets (ROA) | 1.08% |
| Return on Equity (ROE) | 10.02% |
| Net Interest Margin | 5.71% |
| Efficiency Ratio | 80.34% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.993% |
| Earning Assets to total Assets | 89.13% |
Income and Expense
| Total Interest Income | $1.33M |
| Total Noninterest Income | $93.00k |
| Total Interest Expense | $254.00k |
| Total Noninterest Expense | $940.00k |
| Net Interest Income | $1.08M |
| Pre-tax Net Operating Income | $230.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.78M |
| Total Liabilities and Capital | $84.65M |
Securities
| Securities | $5.39M |
| Available-for-sale debt securities | $5.39M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank of Wauchula?
$84.65M as of the latest filing.
How much are First National Bank of Wauchula's total deposits?
$73.56M in total deposits.
Where is First National Bank of Wauchula located?
Wauchula, FL.
What is the Net Interest Margin?
5.71%.
How many domestic offices does it operate?
1.
When was it established?
01/12/1960.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$62.12M (latest filing).
What is the total interest income (latest filing)?
$1.33M.