The Clinton National Bank
Clinton, IA
IDRSSD: 773443
Total Assets
$416.74M
Latest filing
Total Deposits
$359.04M
Latest filing
Net Interest Margin
2.79%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Clinton National Bank
235 6th Ave S
Clinton, IA 52732
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/01/1865FDIC Certificate 2932
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Clinton National Bank (Main) | 235 6th Ave S | Clinton, IA |
| 329 FERRY ROAD BRANCH | 329 Ferry Rd | Miles, IA |
| CAMANCHE BRANCH | 817 9th Ave | Camanche, IA |
| PRESTON COMMUNITY BRANCH | 1 W White St | Preston, IA |
| LINCOLNWAY BRANCH | 2350 Lincoln Way | Clinton, IA |
| LYONS BRANCH | 1912 N 2nd St | Clinton, IA |
| SABULA BRANCH | 404 Sycamore St | Sabula, IA |
| ANDOVER BRANCH | 4330 140th St | Andover, IA |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/01/1865 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52732 |
| State and County Number | 19045 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Clinton, IA |
Operational Info
| Number of Employees | 88 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.clintonnational.com |
| Data Updated | 11/14/2025 |
| CERT | 4439 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $416.74M |
| Total Deposits | $359.04M |
| Total Liabilities | $374.86M |
| Total Equity Capital | $41.89M |
| Net Income | $684.00k |
| Net Loans and Leases | $229.70M |
| Assets Per Employee ($Millions) | $4.85M |
| Bank Premises and Fixed Assets | $4.10M |
| Cash and Balances due from Depository Institutions | $28.38M |
| Deposits Held in Domestic Offices | $359.04M |
Key Performance Ratios
| Return on Assets (ROA) | 0.67% |
| Return on Equity (ROE) | 6.75% |
| Net Interest Margin | 2.79% |
| Efficiency Ratio | 79.01% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.051% |
| Earning Assets to total Assets | 95.57% |
Income and Expense
| Total Interest Income | $4.09M |
| Total Noninterest Income | $680.00k |
| Total Interest Expense | $1.36M |
| Total Noninterest Expense | $2.69M |
| Net Interest Income | $2.73M |
| Pre-tax Net Operating Income | $708.00k |
| Provision for Credit Losses | $7.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $12.94M |
| All Other Liabilities | $2.88M |
| Total Liabilities and Capital | $416.74M |
Securities
| Securities | $145.36M |
| Available-for-sale debt securities | $145.36M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Clinton National Bank?
$416.74M as of the latest filing.
How much are The Clinton National Bank's total deposits?
$359.04M in total deposits.
Where is The Clinton National Bank located?
Clinton, IA.
What is the Net Interest Margin?
2.79%.
How many domestic offices does it operate?
8.
When was it established?
05/01/1865.
What is the Return on Assets (ROA)?
0.67%.
How much are total loans and leases?
$229.70M (latest filing).
What is the total interest income (latest filing)?
$4.09M.