Citizens Bank & Trust Company
Plaquemine, LA
IDRSSD: 357937
Total Assets
$486.03M
Latest filing
Total Deposits
$427.98M
Latest filing
Net Interest Margin
3.99%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Citizens Bank & Trust Company
57910 Main St
Plaquemine, LA 70764
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/05/1916FDIC Certificate 901
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Citizens Bank & Trust Company (Main) | 57910 Main St | Plaquemine, LA |
| BELLEVIEW BRANCH | 58240 Belleview Rd | Plaquemine, LA |
| OPERATIONS CENTER BRANCH | 57915 Main St | Plaquemine, LA |
| O'NEAL LANE BRANCH | 4810 Oneal Ln | Baton Rouge, LA |
| CITIZENS BANK BOCAGE BRANCH | 7646 Jefferson Hwy | Baton Rouge, LA |
| SHERWOOD FOREST BRANCH | 2925 S Sherwood Forest Blvd | Baton Rouge, LA |
| PERKINS ROWE BRANCH | 10601 Perkins Rd | Baton Rouge, LA |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/05/1916 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70764 |
| State and County Number | 22047 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Baton Rouge, LA |
Operational Info
| Number of Employees | 81 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.citizensbankandtrust.com |
| Data Updated | 01/30/2026 |
| CERT | 1376 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $486.03M |
| Total Deposits | $427.98M |
| Total Liabilities | $432.72M |
| Total Equity Capital | $53.31M |
| Net Income | $1.21M |
| Net Loans and Leases | $344.44M |
| Assets Per Employee ($Millions) | $6.08M |
| Bank Premises and Fixed Assets | $8.31M |
| Cash and Balances due from Depository Institutions | $52.19M |
| Deposits Held in Domestic Offices | $427.98M |
Key Performance Ratios
| Return on Assets (ROA) | 1.02% |
| Return on Equity (ROE) | 9.22% |
| Net Interest Margin | 3.99% |
| Efficiency Ratio | 67.68% |
| Tier 1 Risk-Based Capital Ratio | 13.887% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.969% |
| Earning Assets to total Assets | 93.81% |
Income and Expense
| Total Interest Income | $6.44M |
| Total Noninterest Income | $500.00k |
| Total Interest Expense | $2.02M |
| Total Noninterest Expense | $3.33M |
| Net Interest Income | $4.41M |
| Pre-tax Net Operating Income | $1.42M |
| Provision for Credit Losses | $164.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $982.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.74M |
| Total Liabilities and Capital | $486.03M |
Securities
| Securities | $60.70M |
| Available-for-sale debt securities | $28.34M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $32.38M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Bank & Trust Company?
$486.03M as of the latest filing.
How much are Citizens Bank & Trust Company's total deposits?
$427.98M in total deposits.
Where is Citizens Bank & Trust Company located?
Plaquemine, LA.
What is the Net Interest Margin?
3.99%.
How many domestic offices does it operate?
7.
When was it established?
07/05/1916.
What is the Return on Assets (ROA)?
1.02%.
How much are total loans and leases?
$344.44M (latest filing).
What is the total interest income (latest filing)?
$6.44M.