Bank of Commerce and Trust Company
Wellington, KS
IDRSSD: 431350
Total Assets
$107.04M
Latest filing
Total Deposits
$98.68M
Latest filing
Net Interest Margin
3.17%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Commerce and Trust Company
201 W Harvey Ave
Wellington, KS 67152
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/06/1906FDIC Certificate 3205
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Commerce and Trust Company (Main) | 201 W Harvey Ave | Wellington, KS |
| HARPER BRANCH | 1002 Central St | Harper, KS |
| ANTHONY BRANCH | 300 W Main St | Anthony, KS |
| SOUTH HAVEN BRANCH | 112 N Main St | South Haven, KS |
| HARPER DRIVE UP | 807 W 14th St | Harper, KS |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Impact Bank
Wellington, Kansas
→
Assets: $159.16MΔ +50.4%
The Security State Bank
Wellington, Kansas
→
Assets: $51.02MΔ -51.8%
The Lyndon State Bank
Lyndon, Kansas
→
Assets: $103.96MΔ -1.8%
The Bendena State Bank
Bendena, Kansas
→
Assets: $108.41MΔ +2.4%
The Exchange State Bank of St. Paul, Kansas
Saint Paul, Kansas
→
Assets: $102.57MΔ -3.1%
The Baldwin State Bank
Baldwin City, Kansas
→
Assets: $109.31MΔ +3.3%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/06/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67152 |
| State and County Number | 20191 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Wichita, KS |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://www.bankofcommerce.ws |
| Data Updated | 11/14/2025 |
| CERT | 4796 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $107.04M |
| Total Deposits | $98.68M |
| Total Liabilities | $100.46M |
| Total Equity Capital | $6.58M |
| Net Income | $161.00k |
| Net Loans and Leases | $50.11M |
| Assets Per Employee ($Millions) | $5.35M |
| Bank Premises and Fixed Assets | $1.03M |
| Cash and Balances due from Depository Institutions | $4.88M |
| Deposits Held in Domestic Offices | $98.68M |
Key Performance Ratios
| Return on Assets (ROA) | 0.61% |
| Return on Equity (ROE) | 10.81% |
| Net Interest Margin | 3.17% |
| Efficiency Ratio | 80.46% |
| Tier 1 Risk-Based Capital Ratio | 17.511% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.144% |
| Earning Assets to total Assets | 91.74% |
Income and Expense
| Total Interest Income | $1.25M |
| Total Noninterest Income | $104.00k |
| Total Interest Expense | $483.00k |
| Total Noninterest Expense | $710.00k |
| Net Interest Income | $771.00k |
| Pre-tax Net Operating Income | $165.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $190.00k |
| Other borrowed funds | $1.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $777.00k |
| Total Liabilities and Capital | $107.04M |
Securities
| Securities | $42.90M |
| Available-for-sale debt securities | $42.90M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Commerce and Trust Company?
$107.04M as of the latest filing.
How much are Bank of Commerce and Trust Company's total deposits?
$98.68M in total deposits.
Where is Bank of Commerce and Trust Company located?
Wellington, KS.
What is the Net Interest Margin?
3.17%.
How many domestic offices does it operate?
5.
When was it established?
10/06/1906.
What is the Return on Assets (ROA)?
0.61%.
How much are total loans and leases?
$50.11M (latest filing).
What is the total interest income (latest filing)?
$1.25M.