Visbanking Bank Information

On Wednesday, the Democrat-controlled Senate Banking Committee passed the SAFER Banking Act. That paves the way for the cannabis banking bill to move to a floor vote for the first time. Proponents of the legislation have urged its passage to enable cannabis-related companies to gain access to banking services. What is the SAFER Banking Act? […]

Community banks have long been hallmarked by their deep local engagement, defined by geography and proximity. The ‘know your customer’ principle was once a function of location and face-to-face interaction. But times are changing, and so must we. In the future, the intimacy of community banking won’t be about a physical address. It will be […]

FinTech, Big Tech, and Payment Service Providers have breached the fortress walls. The traditional banking sector is under siege. A new paradigm has emerged – BIAS, or Bank Intelligence and Action System. These non-bank entities aren’t just knocking on the door. They’re ripping it off its hinges. Their weapons? Agile operations, cutting-edge technology, and a […]

Revenue Growth It’s a key measure of a bank’s performance.Higher growth indicates more earnings and potential expansion. Net Interest Margin This KPI reflects the profitability of a bank’s core activities. A higher NIM means more profit from lending. Loan to Deposit Ratio It measures a bank’s liquidity. A lower ratio indicates the bank has more […]

In a world rocked by economic turbulence – the pandemic, for one – the banking sector finds itself on a tightrope. Balancing asset quality, potential loan defaults, and the integrity of balance sheets has become the new normal. Enter BIAS: Bank Intelligence and Action System. This isn’t just another banking tool. It’s a revolution, a […]

While navigating the dynamic landscape of banking and finance, we often come across a common question – How can technology revolutionize traditional banking? The digital revolution is transforming the way we handle our finances. The proliferation of mobile banking and online transactions bears testament to an age where convenience and efficiency are paramount. However, with […]

Let’s talk about the elephant in the room. Asset Quality Concerns. Yes, economic disruptions like the pandemic have rattled the financial sector, causing deterioration of loan quality and casting a dark shadow over the balance sheets of banks. But every storm has a silver lining. Enter BIAS – Bank Intelligence and Action System. A game-changer […]

In the world of banking, digital transformation is no longer a ‘nice-to-have’. It’s a necessity. So, how do we navigate this ever-evolving landscape? The key, in my opinion, lies in leveraging data and analytics. In a recent McKinsey report, it was noted that banks leveraging data and analytics have seen a profit margin increase of […]

In the face of unexpected challenges – health crises, economic downturns, technological disruptions – our ability to adapt and persist has been tested. It’s clear that operational resilience, underscored by robust business continuity plans, isn’t just necessary, it’s imperative. Enter BIAS, or Bank Intelligence and Action System. Unlike traditional banking systems, BIAS doesn’t just collect […]

On Sunday, September 17, a reported 75,000 climate activists protested In New York City in the “March to End Fossil Fuels.” One day later, hundreds of agitators moved to blockade New York’s Federal Reserve Bank in an act that has been referred to as civil disobedience. The activists demanded that banks end non-renewable energy funding. […]