by Brian Pillmore | Mar 31, 2023 | Brian's Blog
Estimated reading time: 2 minutes This was a great question from Senator James Lankford to Treasury Secretary Janet Yellen that highlighted the short-sightedness of the decisions currently being made. In just the last 10 years,The US banking system...
by Brian Pillmore | Mar 28, 2023 | Brian's Blog
Estimated reading time: 2 minutes It’s a recipe for mediocrity. I have friends approach me time to time about starting a bank with them. I never take them up on it, but “don’t be a generalist banker” is always the advice I offer. “Begin with the end in mind,” as Covey...
by Brian Pillmore | Mar 28, 2023 | Brian's Blog
Estimated reading time: 2 minutes It might sound odd, but they have their reasons. The bigger a bank gets, the more regulations it has to abide by. And if it gets big enough, it’s labeled a SIFI (Systemically Important Financial Institution). AKA → You are “too big to...
by Brian Pillmore | Mar 28, 2023 | Brian's Blog
Estimated reading time: 2 minutes Why?? Because I hate to say it,But we did not deliver the other 84 well at all… We were really good with the 6 I picked out though, So I made it a point to ONLY sell those. Even if someone came to me asking for one of the 84 – I...
by Brian Pillmore | Mar 28, 2023 | Brian's Blog
Estimated reading time: 1 minute I’ll be diving into the 4 most important metrics over the next 4 Fridays. We’ll look at: 1️⃣ Balance Sheet Leverage2️⃣ Cash Flow Leverage3️⃣ Profitability4️⃣ Capitalization Which one matters most?How are they calculated?What happens if...
