Brian’s Blog
Banking used to be a scary world full of regulations that few wanted to enter.
Now fintechs are buying chartered banks to cut costs…. What happened? When a fintech builds their...
Open banking might be the death of many banks,
But there is 1 major exception…. Banks that serve the middle market commercial customers. These...
In-Depth analysis of First Republic Bank
An in-depth analysis of how First Republic Bank found...
Open banking has opened the floodgates to innovation.
The possibilities are quite literally endless… An API for solopreneur plumbers that underwrites...
Open banking will be the death of hundreds of banks.
Don’t be so stubborn you become one of them… Core banking alone is rarely enough to support a bank...
Open banking is innovating finance at an incredible rate.
But you better understand the risks of using it… Based on the name “open banking” you might think...
I just hired a specific software expert at low cost within 12 hours of beginning my search.
Here’s how. Step 1: Define what’s needed. An expert in a PR software that is brand new to me....
Banks have a funny way of expecting more from their borrowers than they should….
It’s part of what sunk SVB. When you take a large loan from the bank, They expect you to do more...
I did an entire month of work without getting paid.
It was the best thing that could have happened to me. It was January 2020 and I had just left the...
I got over 50 Colombian data scientists to come drink beer at a bar with me.
I hired 2 of them. Visbanking was fairly new - just me and 1 other guy. I decided to work from...
Most bankers are so bad at problem-solving it’s funny.
I learned that within DAYS of entering the banking world. It was late 2006 and I had joined GE’s...
VCs might give you money before you’re profitable
But banks don’t play that game. If they are even going to THINK about giving you a loan, it’s...
More banks will fail in the coming months.
If there’s 1 piece of advice I could give to my 20 year-old self, it would be this:
The government’s response to COVID has had far worse consequences than they imagined…
Within 5 years, core banking functions will be completely commoditized.
Banking used to be a scary world full of regulations that few wanted to enter.
Open banking might be the death of many banks,
In-Depth analysis of First Republic Bank
Open banking has opened the floodgates to innovation.
Open banking will be the death of hundreds of banks.
Open banking is innovating finance at an incredible rate.
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