Davidson Trust Co. Reports – 644954

Davidson Trust Co. Financial Reports

Quarter Ended: 2024-09-30

Data Updated on: 11/22/2024

Davidson Trust Co. is a N/A located in Great Falls, MT. Established on 01/01/2001, the bank is regulated by the OCC and has 10 domestic offices. It operates in the Great Falls, MT.

The bank has 28 employees and holds $11,946k in total assets. With a focus on community banking, the bank has been serving its customers since 01/01/2001.

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Davidson Trust Co. Institution Profile

Established Date01/01/2001Institution ClassN/A
Primary RegulatorOCCNumber of Domestic Offices10
Number of Foreign Offices0Number of US Offices0
Number of Employees28Directly owned by another bank (CERT)No
Community BankNoZIP59401
Ownership TypeNot MutualCityGreat Falls
State Alpha codeMTState and County Number30013
Subchapter S CorporationsNoTrust PowersN/A
Federal Reserve ID Number9Federal Reserve ID Number DescriptionMINNEAPOLIS
Office of The Comptroller District:WESTERN DISTRICTOffice of Thrift Supervision RegionWest
Last Structure Change Effective Date05/03/2024Date of Deposit Insurance01/01/2001
Primary Insurance AgencyDIF

Institution Profile Overview

Delve into the foundational details of Davidson Trust Co. with our “Institution Profile” table. The 01/01/2001 marks the bank’s inception, providing historical context. Categorized as a N/A, the bank operates under the oversight of OCC, ensuring compliance and regulatory adherence.

10 domestic offices reflect the bank’s physical footprint, while insights into ownership type, trust powers, and regulatory affiliations contribute to understanding its operational structure. Details such as Great Falls, MT, and 59401 provide geographic context. Explore these attributes to gain a holistic view of Davidson Trust Co. in the financial landscape.

Davidson Trust Co. Financials

(USD, in thousands)

Total Assets$11,946Total Liabilities$2,673
Total Equity Capital$9,273Total Deposits$500
Net Loans and Leases$0Total Interest Income$92
Total Noninterest Income$2,927Total Interest Expense$0
Total Noninterest Expense$2,629Tier 1 Risk-Based Capital Ratio173.13%
Net Loans and Leases to Core DepositsN/AReturn on Assets10.17%
Return on Equity12.82%Efficiency Ratio87.08%

Financial Performance Overview

Gain a comprehensive perspective on Davidson Trust Co.’s financial landscape through our “Financials” table. The bank boasts total assets of $11,946k, showcasing its substantial scale and influential market presence. A nuanced breakdown reveals insights into the bank’s financial structure and stability, with total liabilities standing at $2,673k and total equity capital at $9,273k.

Delve into key operational metrics, including total deposits of $500k, net loans and leases at $0k, and a meticulous analysis of income and expense components. Explore vital ratios such as the Tier 1 Risk-Based Capital Ratio, standing at 173.1329, and Return on Assets at 10.17. These metrics provide valuable insights into the bank’s risk management strategies and overall profitability.

This detailed financial overview is designed to enhance your understanding of Davidson Trust Co.’s performance and competitive positioning within the financial industry.

Davidson Trust Co. Additional Financial Information

(USD, in thousands)

Earnings Coverage of Net Loan Charge-Offs(x)N/ANet Loans and Leases to Core DepositsN/A
Tier 1 Risk-Based Capital Ratio173.13%Securities Gains (Losses)$3
Goodwill and Other IntangiblesN/ACost of Funding Earning Assets0.00%
Yield on Earning Assets3.59%Total Interest Income$92
Applicable Income Taxes$103Loss Allowance to Loans and Leases0.00%
Net Loans and Leases$0Loss Allowance to Noncurrent Loans and Leases0.00%
Noncurrent Loans to LoansN/ANet Income Attributable to Bank and Noncontrolling Interests$290
Net Interest Income$92Net Interest Margin3.59%
Net Operating Income to Assets10.09%Noninterest Income to Average Assets102.63%
Total Noninterest Income$2,927Noninterest Expense to Average Assets92.18%
Total Noninterest Expense$2,629Net Charge-Offs to Loans and LeasesN/A
All Other AssetsN/AOther Real Estate Owned$0
Other borrowed funds$0Pre-tax Net Operating Income$390
Pretax Return on Assets13.78%Return on Assets10.17%
Retained Earnings to Average Equity (YTD only)N/A

Insights into Financial Metrics

Enhance your understanding of Davidson Trust Co.‘s financial standing through our Additional Financial Information table. Explore key metrics such as Net Loans and Leases: $0k and Net Interest Income $92k to gain valuable insights into the bank’s core operations and revenue streams. Assess the Tier 1 Risk-Based Capital Ratio: 173.1329 for in-depth insights into capital adequacy and risk management strategies.

Delve into the intricacies of Net Charge-Offs to Loans and Leases: N/A to evaluate the bank’s asset quality and risk mitigation efforts. Examine the composition of income through Total Noninterest Income: $2,927k and evaluate operational efficiency using metrics like Efficiency Ratio: 87.08. This nuanced financial overview empowers a comprehensive analysis of Davidson Trust Co.‘s strategic financial position and performance in the industry.

Frequently Asked Questions (FAQs)

What is the asset size of Davidson Trust Co.?

The asset size of Davidson Trust Co. is approximately $11,946k, reflecting the bank’s scale and market presence.

How does the loan-to-deposit ratio of Davidson Trust Co. compare to industry benchmarks?

The loan-to-deposit ratio is a crucial measure of the bank’s financial health. For Davidson Trust Co., this ratio stands at
0.00%
(please calculate and adjust this logic based on real data retrieval), compared to industry averages typically ranging from 80% to 90%.

What is the capital adequacy ratio for Davidson Trust Co.?

The Tier 1 Risk-Based Capital Ratio, a key indicator of the bank’s financial stability, is 173.1329.

What is the net interest margin of Davidson Trust Co., and how has it trended over the past year?

The current net interest margin is 3.59. Historical trends would require a more detailed analysis over the past quarters, which can be provided upon request.

What is the percentage of non-performing loans on Davidson Trust Co.’s balance sheet?

The percentage of non-performing loans is an important metric indicating asset quality. For Davidson Trust Co., this stands at N/A.

Are there any recent regulatory changes that could impact Davidson Trust Co.’s operations?

Regulatory environments are dynamic. Specific recent changes would require further detailed scanning of regulatory updates impacting Davidson Trust Co.. For tailored insights, please consult our expert or access our detailed reports.

What is the history of Davidson Trust Co.?

Davidson Trust Co. was established on 01/01/2001. It has been serving the community for several decades, continuously adapting to the changing financial landscape. For a detailed history, please refer to the bank’s about page.

Is Davidson Trust Co. FDIC insured?

Yes, Davidson Trust Co. is FDIC insured, ensuring that deposits are protected up to the applicable limits. This underlines the bank’s commitment to maintaining customer trust and financial security.

What is the routing number for Davidson Trust Co. in OK?

The routing number for Davidson Trust Co. in Oklahoma is not available. It’s recommended to verify with the bank directly for transactions.

How big is Davidson Trust Co.?

Davidson Trust Co. is a significant player in the financial sector with total assets valued at $11,946k and a network of 10 domestic offices.

Is Davidson Trust Co. a local bank?

Davidson Trust Co. is often considered a local bank due to its strong community focus and local market presence, despite having a broader operational reach. This combination allows it to serve local communities effectively while benefiting from larger-scale operations.

This table provides key financial information about Davidson Trust Co.. Get more data about Davidson Trust Co. on Visbanking Report Portal.