Brentwood Bank Reports – 534877

Brentwood Bank Financial Reports

Quarter Ended: 2024-09-30

Data Updated on: 11/22/2024

Brentwood Bank is a N/A located in Bethel Park, PA. Established on 01/01/1922, the bank is regulated by the FDIC and has 14 domestic offices. It operates in the Pittsburgh, PA.

The bank has 113 employees and holds $1,010,779k in total assets. With a focus on community banking, the bank has been serving its customers since 01/01/1922.

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Brentwood Bank Institution Profile

Established Date01/01/1922Institution ClassN/A
Primary RegulatorFDICNumber of Domestic Offices14
Number of Foreign Offices0Number of US Offices0
Number of Employees113Directly owned by another bank (CERT)No
Community BankYesZIP15102
Ownership TypeNot MutualCityBethel Park
State Alpha codePAState and County Number42003
Subchapter S CorporationsNoTrust PowersTrust Powers Not Known
Federal Reserve ID Number4Federal Reserve ID Number DescriptionCLEVELAND
Office of The Comptroller District:NORTHEAST DISTRICTOffice of Thrift Supervision RegionNortheast
Last Structure Change Effective Date08/31/2022Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF

Institution Profile Overview

Delve into the foundational details of Brentwood Bank with our “Institution Profile” table. The 01/01/1922 marks the bank’s inception, providing historical context. Categorized as a N/A, the bank operates under the oversight of FDIC, ensuring compliance and regulatory adherence.

14 domestic offices reflect the bank’s physical footprint, while insights into ownership type, trust powers, and regulatory affiliations contribute to understanding its operational structure. Details such as Bethel Park, PA, and 15102 provide geographic context. Explore these attributes to gain a holistic view of Brentwood Bank in the financial landscape.

Brentwood Bank Financials

(USD, in thousands)

Total Assets$1,010,779Total Liabilities$913,948
Total Equity Capital$96,831Total Deposits$702,665
Net Loans and Leases$765,646Total Interest Income$12,230
Total Noninterest Income$456Total Interest Expense$6,827
Total Noninterest Expense$6,241Tier 1 Risk-Based Capital Ratio0.00%
Net Loans and Leases to Core DepositsN/AReturn on Assets0.04%
Return on Equity0.41%Efficiency Ratio106.52%

Financial Performance Overview

Gain a comprehensive perspective on Brentwood Bank’s financial landscape through our “Financials” table. The bank boasts total assets of $1,010,779k, showcasing its substantial scale and influential market presence. A nuanced breakdown reveals insights into the bank’s financial structure and stability, with total liabilities standing at $913,948k and total equity capital at $96,831k.

Delve into key operational metrics, including total deposits of $702,665k, net loans and leases at $766k, and a meticulous analysis of income and expense components. Explore vital ratios such as the Tier 1 Risk-Based Capital Ratio, standing at 0, and Return on Assets at 0.04. These metrics provide valuable insights into the bank’s risk management strategies and overall profitability.

This detailed financial overview is designed to enhance your understanding of Brentwood Bank’s performance and competitive positioning within the financial industry.

Brentwood Bank Additional Financial Information

(USD, in thousands)

Earnings Coverage of Net Loan Charge-Offs(x)N/ANet Loans and Leases to Core DepositsN/A
Tier 1 Risk-Based Capital Ratio0.00%Securities Gains (Losses)$177
Goodwill and Other IntangiblesN/ACost of Funding Earning Assets0.00%
Yield on Earning Assets5.11%Total Interest Income$12,230
Applicable Income Taxes-$41Loss Allowance to Loans and Leases0.56%
Net Loans and Leases$765,646Loss Allowance to Noncurrent Loans and Leases518.62%
Noncurrent Loans to Loans0.11%Net Income Attributable to Bank and Noncontrolling Interests$97
Net Interest Income$5,403Net Interest Margin2.26%
Net Operating Income to Assets-0.02%Noninterest Income to Average Assets0.18%
Total Noninterest Income$456Noninterest Expense to Average Assets2.48%
Total Noninterest Expense$6,241Net Charge-Offs to Loans and Leases0.00%
All Other AssetsN/AOther Real Estate Owned$0
Other borrowed funds$204,617Pre-tax Net Operating Income-$121
Pretax Return on Assets0.02%Return on Assets0.04%
Retained Earnings to Average Equity (YTD only)N/A

Insights into Financial Metrics

Enhance your understanding of Brentwood Bank‘s financial standing through our Additional Financial Information table. Explore key metrics such as Net Loans and Leases: $765,646k and Net Interest Income $5,403k to gain valuable insights into the bank’s core operations and revenue streams. Assess the Tier 1 Risk-Based Capital Ratio: 0 for in-depth insights into capital adequacy and risk management strategies.

Delve into the intricacies of Net Charge-Offs to Loans and Leases: 0 to evaluate the bank’s asset quality and risk mitigation efforts. Examine the composition of income through Total Noninterest Income: $456k and evaluate operational efficiency using metrics like Efficiency Ratio: 106.52. This nuanced financial overview empowers a comprehensive analysis of Brentwood Bank‘s strategic financial position and performance in the industry.

Frequently Asked Questions (FAQs)

What is the asset size of Brentwood Bank?

The asset size of Brentwood Bank is approximately $1,010,779k, reflecting the bank’s scale and market presence.

How does the loan-to-deposit ratio of Brentwood Bank compare to industry benchmarks?

The loan-to-deposit ratio is a crucial measure of the bank’s financial health. For Brentwood Bank, this ratio stands at
108.96%
(please calculate and adjust this logic based on real data retrieval), compared to industry averages typically ranging from 80% to 90%.

What is the capital adequacy ratio for Brentwood Bank?

The Tier 1 Risk-Based Capital Ratio, a key indicator of the bank’s financial stability, is 0.

What is the net interest margin of Brentwood Bank, and how has it trended over the past year?

The current net interest margin is 2.26. Historical trends would require a more detailed analysis over the past quarters, which can be provided upon request.

What is the percentage of non-performing loans on Brentwood Bank’s balance sheet?

The percentage of non-performing loans is an important metric indicating asset quality. For Brentwood Bank, this stands at 0.1074.

Are there any recent regulatory changes that could impact Brentwood Bank’s operations?

Regulatory environments are dynamic. Specific recent changes would require further detailed scanning of regulatory updates impacting Brentwood Bank. For tailored insights, please consult our expert or access our detailed reports.

What is the history of Brentwood Bank?

Brentwood Bank was established on 01/01/1922. It has been serving the community for several decades, continuously adapting to the changing financial landscape. For a detailed history, please refer to the bank’s about page.

Is Brentwood Bank FDIC insured?

Yes, Brentwood Bank is FDIC insured, ensuring that deposits are protected up to the applicable limits. This underlines the bank’s commitment to maintaining customer trust and financial security.

What is the routing number for Brentwood Bank in OK?

The routing number for Brentwood Bank in Oklahoma is not available. It’s recommended to verify with the bank directly for transactions.

How big is Brentwood Bank?

Brentwood Bank is a significant player in the financial sector with total assets valued at $1,010,779k and a network of 14 domestic offices.

Is Brentwood Bank a local bank?

Brentwood Bank is often considered a local bank due to its strong community focus and local market presence, despite having a broader operational reach. This combination allows it to serve local communities effectively while benefiting from larger-scale operations.

This table provides key financial information about Brentwood Bank. Get more data about Brentwood Bank on Visbanking Report Portal.